Investment Property Mortgage Lender — Canada, USA & Mexico

LendCity Mortgages is a Canadian mortgage brokerage built specifically for real estate investors. Whether you are purchasing your first rental property or scaling a multi-unit portfolio, our team understands the financing strategies that drive long-term wealth through real estate.

We work with a wide network of lenders — including major banks, credit unions, alternative lenders, and private capital sources — to match each investor with the right mortgage product for their situation. Our clients benefit from access to conventional residential mortgages, commercial lending for multi-family and mixed-use buildings, DSCR (debt service coverage ratio) loans that qualify based on rental income rather than personal income, refinancing to unlock equity for further acquisitions, and cross-border financing for Canadians investing in the United States.

What sets LendCity apart is our investor-first approach. Traditional mortgage brokers focus on owner-occupied home purchases, but our expertise is in income-producing properties. We understand how to structure deals around rental cash flow, navigate lender guidelines for multiple financed properties, and help investors execute strategies like BRRRR (buy, rehab, rent, refinance, repeat) and value-add repositioning.

Our team serves clients across every Canadian province, from high-demand markets in Ontario and British Columbia to emerging opportunities in Atlantic Canada and the Prairies. For investors looking beyond Canadian borders, we also facilitate mortgage financing in the United States and provide guidance on cross-border tax and lending considerations.

Beyond mortgages, LendCity offers educational resources including blog articles, market analyses, podcasts, and investment calculators to help investors make informed decisions. We believe that access to the right information is just as important as access to the right financing — and we provide both.