Customized commercial mortgages for Class A, B, and C office buildings. From professional practices to large-scale multi-tenant towers, we fund office assets across North America.
The office market is changing. We work with lenders who understand remote-work trends, tenant retention strategies, and the value of medical/professional office space.
From premium downtown towers to suburban office parks, we provide financing solutions tailored to the specific risk profile and tenant mix of your office asset.
We analyze lease rolls and tenant quality to find lenders who understand multi-tenant dynamics and can offer competitive terms based on stabilized cash flow.
Specialized lending programs for medical offices and professional services buildings, often qualifying for better rates due to tenant stability.
If you're buying an office for your own business, we offer high-leverage programs that allow you to build equity instead of paying rent.
Need funds to build out space for a new tenant? We structure loans that include TI and leasing commission (LC) reserves to keep your building competitive.
For properties with temporary high vacancy, our bridge programs provide the capital needed to carry the building through lease-up to permanent financing.
We provide a full range of lending products to meet the needs of office property owners and owner-occupants.
Competitive acquisition financing across all building classes, from downtown Class A to suburban professional centers. We structure financing based on tenant quality and cash flow potential.
Rate reduction, amortization extension, or equity extraction for stabilized buildings and even properties with higher vacancy. Access your equity for new acquisitions or improvements.
Short-term financing during tenant transitions, lease-up periods, or improvement phases. Bridge financing provides flexibility when you need to act quickly or stabilize a property.
Funding for tenant improvements, building upgrades, and repositioning strategies. Transform your office property to attract higher-quality tenants and command better rents.
Ground-up construction financing and major renovation project support. Build new office properties or undertake substantial renovations to transform existing buildings.
Long-term mortgages for stabilized, income-producing office buildings. Lock in competitive rates with terms that match your investment horizon.
Blanket loans consolidating multiple office properties under one mortgage. Simplify management and potentially improve terms as you scale your portfolio.
Sale-leaseback arrangements allow you to unlock capital tied up in your office building while leasing the space back for continued operations. Free up capital for business growth.
Secondary financing layered behind primary mortgages to maximize leverage. Fill the gap between senior debt and your equity contribution for larger acquisitions.
Pick the stage that matches your file — then follow the links.
First rental through door four — learn, underwrite, get approved.
Past the four-mortgage wall — portfolio structure and the next acquisition.
Canadians buying US cash-flow — DSCR, entities, and state playbooks.
5+ units, CMHC MLI, development takeout, and capital plans.
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
“Great working with Lend City Mortgages! I truly appreciate how Scott and Kirann handled the entire process—professional, efficient, and always on top of…”
“LendCity's Scott Dillingham and Kirann Sharmaa went up, over and beyond helping me with all the fine details of the mortgage process as well as locking in the…”
“LendCity provides an excellent experience from start to finish! Scott is extremely knowledgeable & efficient. Highly recommend to anyone looking for reliable…”
Everything you need to know about office financing solutions.
Our team of experts is here to help you find the best financing solutions for your goals.
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