Strategic commercial mortgages for retail properties—from neighborhood strip malls to major regional shopping centers. We focus on tenant quality and property cash flow.
Retail is about the right tenant mix. We connect you with lenders who understand service-based, healthcare-anchored, and grocery-anchored retail value.
Financing for strip malls, shopping centers, and urban retail podiums. We analyze tenant diversification and lease expiry profiles to maximize your loan terms.
Properties with credit-tenant anchors (grocery stars, major banks, national retail) qualify for the best rates. We highlight your anchor strength to lenders.
We work with lenders who understand the value of 'e-commerce-resistant' retail mixes, including grocery, medical, service, and dining tenants.
If you're buying a retail asset that needs a new tenant strategy or renovation, our bridge lenders fund based on the potential future cash flow.
Competitive fixed-rate mortgages for single-tenant triple-net (NNN) properties with long lease terms. Ideal for passive wealth building.
While some brokers only fund major metros, we have lender partners who specialize in retail hubs for smaller towns and growing suburban corridors.
We provide a full range of lending products to meet the needs of retail property owners and developers.
Acquisition loans evaluated on tenant strength and cash flow potential. Whether it's a neighborhood strip center or a larger community plaza, we structure financing that works.
Rate reductions, payment cuts, or equity access for stabilized or even higher-vacancy properties. Pull capital out for improvements or new acquisitions.
Short-term stabilization financing (6-24 months) for properties in transition. Bridge financing provides flexibility to acquire, lease up, and refinance into permanent debt.
Funding for renovation and repositioning strategies to improve tenant quality, increase occupancy, and boost rental rates. Transform underperforming retail into profitable assets.
Ground-up construction loans for new retail developments. Build new retail centers with financing structured around your construction timeline and lease-up projections.
Long-term mortgages for stabilized, income-producing retail properties. Lock in competitive rates with terms that match your investment horizon.
Consolidate multiple retail properties under one blanket mortgage for simplified management and potentially better terms. Scale your retail portfolio efficiently.
Sale-leaseback arrangements allow you to unlock capital tied up in your retail property while leasing the space back for continued operations. Free up capital for business growth.
Secondary financing allowing increased leverage for larger acquisitions. Fill the gap between senior debt and your equity contribution.
Pick the stage that matches your file — then follow the links.
First rental through door four — learn, underwrite, get approved.
Past the four-mortgage wall — portfolio structure and the next acquisition.
Canadians buying US cash-flow — DSCR, entities, and state playbooks.
5+ units, CMHC MLI, development takeout, and capital plans.
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“Kelly and the team are fantastic to deal with and work with would highly recommend to any Client or broker looking for a fantastic lender.”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
“Great working with Lend City Mortgages! I truly appreciate how Scott and Kirann handled the entire process—professional, efficient, and always on top of…”
“LendCity™'s Scott Dillingham and Kirann Sharmaa went up, over and beyond helping me with all the fine details of the mortgage process as well as locking in the…”
Everything you need to know about retail financing solutions.
Our team of experts is here to help you find the best financing solutions for your goals.
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