Customized financing for every stage of your project. From raw land acquisition to ground-up construction and permanent stabilization, we fund the future of real estate.
Development is complex. We simplify the capital stack, from senior construction debt to mezzanine financing, ensuring your project has the funding it needs from start to finish.
Whether it's a single-family infill or a multi-unit development, we provide construction loans with draw schedules tailored to your project milestones.
Secure the dirt for your next project. We finance raw land, land assembly, and agricultural-to-development conversions with competitive LTVs.
Need capital for plans, permits, and entitlements? We offer pre-development bridge loans to keep your project moving before construction begins.
Financing for speculative builds and major building transformations. We fund the purchase and the renovation costs based on the After-Repair Value (ARV).
Specialized lending for urban infill projects and suburban land subdivisions. We understand the unique zoning and servicing requirements of these projects.
Looking to maximize your leverage? We connect developers with mezzanine lenders and equity partners to reduce the personal capital required for large-scale deals.
We offer a comprehensive suite of lending products designed specifically for the unique needs of real estate developers.
Secure financing for raw land purchases for your development sites. Whether you're acquiring a single lot or assembling multiple parcels, we connect you with lenders who understand land investment.
Cover all your pre-construction costs including due diligence, architectural plans, permitting, and entitlements. Get your project shovel-ready with dedicated pre-development financing.
Ground-up construction loans for residential, multi-family, and commercial projects with flexible draw schedules tailored to your construction timeline.
Streamline your financing with loans that seamlessly convert from construction to permanent mortgage upon project completion. One closing, one set of fees, complete simplicity.
Financing without requiring pre-sales or tenant commitments. Build on spec with confidence when you know the market demand is there.
Funding for major renovation projects or building conversions to unlock hidden property value. Transform underperforming assets into profitable investments.
Fast-close financing to start projects immediately while arranging long-term construction financing. Don't miss time-sensitive opportunities.
Capital partnerships where investors provide funding in exchange for ownership percentage in your project. Scale your developments without depleting your capital.
Secondary financing behind senior construction loans to maximize leverage and reduce equity requirements. Fill the gap between senior debt and your equity contribution.
Pick the stage that matches your file — then follow the links.
First rental through door four — learn, underwrite, get approved.
Past the four-mortgage wall — portfolio structure and the next acquisition.
Canadians buying US cash-flow — DSCR, entities, and state playbooks.
5+ units, CMHC MLI, development takeout, and capital plans.
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super…”
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was…”
“Kelly and the team are fantastic to deal with and work with would highly recommend to any Client or broker looking for a fantastic lender.”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
Everything you need to know about development loan programs.
Talk to construction and development financing specialists.
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