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Candian financing for:

U.S.A. Mortgages

LendCity offers Canadian investors a streamlined approach to financing residential and commercial property purchases in the U.S.A.

With a broad network of financial partners and expertise in cross-border transactions, LendCity ensures a smooth and efficient process.

Investors benefit from tailored mortgage solutions that suit their unique needs, eliminating common barriers faced in international property investment.

Whether you’re looking to expand your portfolio with a rental property or acquire a commercial space, LendCity provides the support and resources needed to secure favorable terms and achieve your investment goals across borders.
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Access The Best Financing

Types of Residential & Commercial Financing

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01. Purchase

LendCity provides Canadians with a seamless and efficient solution for acquiring rental property financing in the USA.

With access to a wide network of lenders, they offer competitive rates and personalized guidance to help navigate the complexities of cross-border real estate investment.

LendCity's expertise ensures that Canadians can capitalize on opportunities in the US market with confidence, making the process simpler and more affordable.

Whether you're a first-time investor or expanding your portfolio, LendCity is dedicated to supporting your goals, providing the resources needed for successful property acquisition.

02. Refinance

LendCity offers a streamlined refinancing process for rental properties in the USA, making it easier for investors to scale their portfolios.

With LendCity, benefit from competitive interest rates, flexible terms, and expert advice, enabling you to reinvest and expand your holdings efficiently.

Our personalized approach ensures that each client's unique financial needs are met, facilitating growth while maintaining financial stability.

By choosing LendCity, you gain access to innovative financing solutions that maximize your investment potential and support sustainable development of your real estate assets.
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03. Transfer / Porting

LendCity offers a streamlined process for transferring your USA mortgage from one investment property to another, saving you both time and money.

By porting your mortgage with LendCity, you can maintain favorable loan terms without undergoing the extensive paperwork and credit checks typically involved in acquiring a new mortgage.

This flexibility allows you to adapt your investment strategy easily, optimizing returns and minimizing financial disruptions.

With LendCity's expertise in property financing, you benefit from personalized support and tailored solutions that cater to your unique investment goals, making the transition between properties seamless and efficient.
Our strengths

Why choose us?

25+ Years Combined Expertise

With our extensive experience, we provide unparalleled insights and solutions tailored to your needs.

Investor Focused

Being investor-focused is crucial when lending as it ensures alignment with the unique needs and goals of investors, maximizing mutual.

Award Winning

We're recognized for our exceptional skills and proven success, ensuring you receive top-tier expertise and service.
LendCity Exclusive:

We have Instant Entity Set-up - Touch base to get your entity today.

faq

Do you have any question?

LendCity is from Canada and all of our lenders specifically work with Canadians. 

When you go direct to a US broker, they will only have a few lenders that work with Canadians as they primarily work with Americans.

Another major benefit is we understand the nuances:

  1. We will introduce you to people to help you save on your currency exchange fees.
  2. We will introduce you to experts that help you set up a U.S. Entity from a Tax Advantageous perspective.
  3. We understand the documents the lender needs, plus the Canadian equivalent, making the application process easier.

This is a program we have set up that allows you, as a Canadian Buyer to be able to get your U.S. Entity set up right away.

Instead of waiting 4-6 weeks and delaying a purchase, or missing out on an amazing opportunity, reach out to today and we can get you your entity through one of our partners same day.

Ultimately, you can purchase unlimited rental properties. However, it's very important to note that you must work with the proper lender and in a specific sequence to maximize your financing in Canada. In the U.S.A. there are a lot less restrictions, and you can purchase as many homes as you want, pending you have the down payment and the properties have cash flow.

First, we start off with your complete application. Once we have all the data in front of us, we gather a list of lenders who can approve your application, then we filter them by who is offering the best rates. This method allows the highest rate of success for approvals and helps to secure you the best rates and terms.

100%. When you visit our booking page, you can select the category of real estate investing you're looking for, from there, you can select your expert.

We currently specialize in lending in Canada, U.S.A. & Mexico.

In Canada and Mexico, we can finance both Real Estate Investors and homeowners.

In the U.S.A. we only finance Real Estate Investors.

Many clients do not realize that if you apply with lenders in the incorrect order, it can hinder your mortgage financing. Some lenders have a total limit on the number of properties you own, while others only have limits on how many they can provide mortgages on. We always want to leverage the lenders that DO NOT have limits on the total properties you can own, after the more restrictive lenders fund your portfolio first. 

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