Tagged: Mortgage Basics - Page 2

Browse all articles tagged with "Mortgage Basics"

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Mortgage & Financing

8 Ways to Save $45K on Your Mortgage (Beyond Rate)

LLendCityDec 22, 2025

Discover 8 mortgage savings strategies that save Canadians an average of $45,000. Learn CMHC fee porting, penalty avoidance, and refinance blend tactics most people miss.

Mortgage & Financing

Mortgage Brokers vs Banks: Where Should You Get Your Mortgage?

LLendCityDec 22, 2025

Compare bank mortgages vs mortgage broker options in Canada. Learn about rates, service, pre-approvals, and why brokers shop your file to dozens of lenders.

Mortgage & Financing

Commercial Mortgage Canada: How Debt Service Ratio Works

LLendCityDec 22, 2025

Learn how commercial mortgages use property cash flow instead of personal debt ratios. Discover CMHC MLI Select financing for multi-family buildings in Canada.

US & Cross-Border Investing

DSCR Loans for Foreign Nationals: US Real Estate Guide

LLendCityDec 22, 2025

How foreign nationals and Canadians can use DSCR loans to finance US rental properties. Learn requirements, entity structuring, and strategies for cross-border investing.

Mortgage & Financing

Fixed vs Variable Rate Mortgages: Which Is Best for Investors?

LLendCityDec 22, 2025

Compare fixed vs variable mortgage rates in Canada. Learn penalty differences, when to lock in, and which option saves investors more money over time.

Scaling Your Portfolio

Force Appreciation in Multifamily Properties | BRRRR Guide

LLendCityDec 22, 2025

Learn how to force appreciation in apartment buildings through value-add renovations, increase property value, and refinance to pull out capital tax-free.

Personal Finance & Mindset

Got Declined? From $126K Debt to Homeowner in 10 Months

LLendCityDec 22, 2025

Learn how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies for first-time buyers facing financial hardship.

Personal Finance & Mindset

Burned Out Mortgage Professional to Business Owner | LendCity

LLendCityDec 22, 2025

Discover how a top Canadian mortgage advisor overcame burnout and depression to start LendCity. Learn visualization techniques and recovery strategies for career fulfillment.

US & Cross-Border Investing

Get Your US ITIN & EIN in 2 Hours | Canadian Investor Guide

LLendCityDec 22, 2025

Canadian investors can now get a US ITIN in just 2 hours instead of 8 weeks. Learn how LLC setup, EIN, and US bank account access fast-tracks your American property purchase.

Mortgage & Financing

Getting a Mortgage While On Probation in Canada

LLendCityDec 22, 2025

Denied a mortgage due to job probation? Discover how monoline lenders, B lenders, and alternative options can approve your mortgage even with short employment history.

Partnerships & Capital Raising

GP/LP Structure Canada: Real Estate Partnership Guide

LLendCityDec 22, 2025

Learn how GPLP structures protect investors while letting you raise capital for larger real estate projects. Covers bare trust agreements, liability, and financing.

Personal Finance & Mindset

Golden Handcuffs to Real Estate Investor: Scott's Story

LLendCityDec 22, 2025

Learn how a government worker escaped golden handcuffs to build a real estate portfolio. Actionable strategies for Canadian investors to overcome fear and start investing.