Meet Gillian Irving
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Gillian Irving likes to say she was an “accidental investor”—and that’s exactly how her real estate journey began. In 2009, she purchased a duplex in downtown Toronto with little planning or preparation, relying more on luck than strategy. But luck was on her side, and as the property value climbed, she refinanced to access capital for further growth. That’s when Gillian made a critical decision: if she wanted to leave her corporate job and provide long-term financial security for her disabled son and three other children, she couldn’t rely on an “H&P” (hope & pray) strategy anymore. She needed a real plan. So Gillian transformed from accidental investor to serious student of real estate, combining what she learned with her professional skills as a market research analyst to build a systematic, data-driven approach to portfolio growth.
Gillian’s commitment to strategic investing produced remarkable results. She purchased 35 doors in Southern Ontario in just 18 months—not through luck or speculation, but through careful market analysis, disciplined deal evaluation, and strategic financing. Her background as a market research analyst gave her an edge that most investors don’t have: the ability to identify emerging markets, analyze demographics, and spot opportunities before they become obvious to everyone else. She understands that successful real estate investing isn’t about gut feelings—it’s about data, strategy, and execution. Now, as a mortgage broker, she brings this same analytical rigor to helping her clients secure financing and structure deals that actually make sense for their goals and circumstances.
What sets Gillian apart is her unique combination of analytical expertise and genuine empathy for investors’ goals. She’s been the investor who didn’t know what she didn’t know, and she’s been the investor who systematically built wealth through intentional strategy. This journey gives her a deep understanding of where investors are in their journey and what they need to get to the next level. As part of the LendCity team, she brings investor-focused mortgage solutions across Canada, the United States, and Mexico, backed by her own portfolio management experience and proven deal evaluation framework. When you work with Gillian, you’re getting more than a mortgage agent—you’re getting a data-driven investor who understands how to turn real estate goals into actionable plans and financing strategies that work.
