Mortgage & Financing - Page 2

Understanding mortgages, rates, approvals, and lending strategies for real estate investors.

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Mortgage Stress Test Canada: How It Cuts Your Buying Power
Mortgage & Financing

Mortgage Stress Test Canada: How It Cuts Your Buying Power

LLendCityDec 22, 2025

Learn how Canada's mortgage stress test reduces how much you can borrow. Discover the 5.25% benchmark rate rule and strategies to maximize your mortgage approval.

Refinance Your Home for an ADU: CMHC 90% LTV Guide
Mortgage & Financing

Refinance Your Home for an ADU: CMHC 90% LTV Guide

LLendCityDec 22, 2025

Learn how to refinance your Canadian home at up to 90% completed value to add a rental unit. Covers CMHC ADU program, basement apartments, and laneway houses.

Common Mortgage Questions Answered: Down Payment & Rates
Mortgage & Financing

Common Mortgage Questions Answered: Down Payment & Rates

LLendCityDec 22, 2025

Get expert answers to common mortgage questions in Canada. Learn about down payment requirements, how interest rates are determined, and CMHC insurance costs.

5 Year Fixed vs Shorter Mortgage Terms: What Investors Miss
Mortgage & Financing

5 Year Fixed vs Shorter Mortgage Terms: What Investors Miss

LLendCityDec 22, 2025

Should you pick a 2-3 year mortgage term hoping rates drop? Learn why 5 year fixed rates often beat shorter terms and how timing the market costs Canadian investors.

Mortgage Pre-Approval Types in Canada: Which One Protects You?
Mortgage & Financing

Mortgage Pre-Approval Types in Canada: Which One Protects You?

LLendCityDec 22, 2025

Learn the 3 types of mortgage pre-approval in Canada: verbal, rate hold, and fully underwritten. Only one actually protects your deposit when making firm offers.

What Makes a Great Mortgage Brokerage to Work For in Canada
Mortgage & Financing

What Makes a Great Mortgage Brokerage to Work For in Canada

LLendCityDec 22, 2025

Discover what separates great mortgage brokerages from average ones. Learn why brokers beat banks, the importance of admin support, and how to give better service to clients.

Mortgage Documents Needed: Pay Stubs, Job Letters & Tax Returns
Mortgage & Financing

Mortgage Documents Needed: Pay Stubs, Job Letters & Tax Returns

LLendCityDec 22, 2025

Complete Canadian mortgage paperwork checklist for investors. Learn exactly what employment letters, T1 returns, and rental income documents your broker needs for approval.

Why a Mortgage Broker Beats Your Bank for Commercial Loans
Mortgage & Financing

Why a Mortgage Broker Beats Your Bank for Commercial Loans

LLendCityDec 22, 2025

Real estate investors lose millions going direct to banks. Learn how commercial mortgage brokers unlock better LTV, rates, and CMHC multifamily financing options.

Self-Employed Income Mortgage Programs in Canada
Mortgage & Financing

Self-Employed Income Mortgage Programs in Canada

LLendCityDec 19, 2025

Discover how stated income mortgage programs help self-employed Canadians qualify when your Notice of Assessment doesn't reflect true earnings. Compare 10% and 20% down options.

100% Financing for Owner-Occupied Commercial Properties Canada
Mortgage & Financing

100% Financing for Owner-Occupied Commercial Properties Canada

LLendCityDec 18, 2025

Discover how Canadian business owners can purchase commercial buildings with zero down payment using NOI-based lending. Learn DCR requirements and qualifying property types.

Buy a House with No Down Payment Saved | Canada Guide
Mortgage & Financing

Buy a House with No Down Payment Saved | Canada Guide

LLendCityDec 18, 2025

Learn how to buy a home with no cash saved using CMHC FlexDown, RSP loans, and cash-back mortgages. Strategies for Canadian first-time buyers with 700+ credit.

Best Mortgage Rates Canada: Realtor Guide to Pre-Approvals
Mortgage & Financing

Best Mortgage Rates Canada: Realtor Guide to Pre-Approvals

LLendCityDec 18, 2025

Learn how current mortgage rates in Canada impact pre-approvals. Compare fixed vs variable, insured vs uninsurable mortgages, and boost client buying power.