Industrial Property Mortgage Financing
Commercial mortgages for warehouse, distribution, manufacturing, and flex space properties across Canada, the U.S., and Mexico. We understand industrial property dynamics-from clear heights and dock doors to tenant creditworthiness and environmental compliance.
Strategy Call
Discuss your industrial property and financing needs
Custom Solution
We structure the optimal financing package
Close & Grow
Get funded and expand your portfolio
Industrial Financing Built for Today's Market
E-commerce growth and supply chain reshoring are driving record demand for industrial space. We work with specialized commercial lenders who understand industrial property fundamentals and offer competitive terms.
E-Commerce & Distribution
Last-mile delivery hubs, fulfillment centres, and distribution warehouses are in high demand. We connect you with lenders who understand modern logistics real estate.
Cross-Border Expertise
Seamless financing across Canada, USA, and Mexico with deep knowledge of industrial markets from Ontario's Golden Horseshoe to U.S. logistics corridors.
Tenant Credit Evaluation
Industrial tenants often sign long-term leases with strong covenants. We work with lenders who reward tenant quality with better terms and higher leverage.
All Property Classes
From modern Class A distribution centres to older manufacturing facilities and flex space-we have lender relationships across every industrial property type.
High-Bay Specialists
Properties with high clear heights, specialized loading, and heavy power command premium rents. We find financing that reflects your property's true value.
Environmental Compliance
Phase I and Phase II environmental assessments are standard for industrial properties. We guide you through lender requirements and flag potential issues early.
Ready to finance your industrial property?
Let's discuss your property and find the right financing solution.
Complete Industrial Property Financing Solutions
From bridge loans during tenant transitions through permanent financing for stabilized warehouses, we provide comprehensive solutions for industrial property investors.
Purchase
Competitive acquisition financing for warehouses, distribution centres, manufacturing facilities, and flex space. We structure financing based on tenant quality, lease terms, and property fundamentals.
Discuss this financing optionWhat's Included
- Warehouse and distribution centres
- Manufacturing and production facilities
- Flex space and light industrial
- Single-tenant and multi-tenant properties
- Competitive rates for long-term leases
What Our Clients Say
Questions About Industrial Property Financing
Everything you need to know about commercial industrial mortgages. Can't find your answer? Book a call with our team.
Getting Started
Down payment requirements typically range from 25-35% depending on property type, tenant quality, lease terms, and your commercial real estate experience. Properties with credit tenants on long-term leases may qualify for lower down payments.
We finance warehouses, distribution centres, manufacturing facilities, flex space, cold storage, food processing plants, light industrial buildings, and industrial condos. If it's industrial, we likely have a lending solution.
Expect 60-90 days from application to closing for most transactions. Bridge financing can move faster (45-60 days), while development loans may take longer due to additional documentation, environmental reviews, and approvals.
Underwriting & Rates
Lenders focus on tenant creditworthiness, lease duration and terms, property condition, clear height and loading capabilities, environmental compliance, location relative to transportation corridors, and debt service coverage ratios (typically 1.20-1.30x minimum).
LTV ratios generally range from 65-75% depending on property quality and tenant strength. Modern distribution centres with credit tenants may qualify for higher leverage, while older manufacturing facilities or vacant properties will be lower.
Yes, Phase I environmental site assessments are required for virtually all industrial property financing. If contamination is suspected, a Phase II assessment with soil and groundwater testing may be needed. Properties with environmental issues can still be financed, but remediation plans and cost estimates are typically required.
Property Types
Absolutely. Properties with modern clear heights (28-36 feet), multiple dock doors, and drive-in access command higher rents and are more attractive to lenders. This translates to better rates and higher leverage compared to older, lower-clearance buildings.
Yes, we work with lenders experienced in specialized industrial properties including cold storage, food processing, data centres, and manufacturing facilities with heavy power requirements. These properties often have unique underwriting considerations.
Documentation & Process
Typically required: rent rolls, tenant leases, operating statements, tax returns, property appraisals, personal financial statements, Phase I environmental assessment, property condition reports, zoning confirmation, and acquisition or business plans.
Proper industrial zoning is essential for financing. Lenders verify that the current and intended use complies with local zoning bylaws. Non-conforming uses, special permits, or zoning variances may require additional documentation but don't necessarily prevent financing.
Yes, we provide financing for industrial properties across Canada, the USA, and Mexico. We understand the unique challenges of international industrial investment including local regulations, environmental standards, and cross-border considerations.
Still have questions about your industrial property?
Talk to an Expert