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Industrial Property Mortgage Financing

Strategic commercial mortgages for warehouses, distribution centers, and manufacturing plants. We find the right capital for your industrial real estate portfolio.

Why Choose Us

Lending for the Future of Logistics

Industrial real estate is the backbone of the economy. We connect you with lenders who understand everything from last-mile delivery units to heavy industrial manufacturing.

  • № 01

    Warehouse & Distribution

    Financing for logistics centers, last-mile delivery hubs, and cold storage facilities. We focus on clear heights, loading docks, and proximity to major transport corridors.

  • № 02

    Manufacturing Facilities

    Specialized lending for light and heavy manufacturing plants. We understand the specific power, drainage, and structural requirements of industrial operations.

  • № 03

    Multi-Tenant Flex Space

    Financing for industrial parks with multiple small-to-medium tenants. We analyze tenant diversification and the versatility of the office/warehouse mix.

  • № 04

    High-Bay & Specialized Industrial

    Whether it's data centers, specialized R&D labs, or high-bay racking facilities, we connect you with lenders who understand mission-critical industrial assets.

  • № 05

    Sale-Leaseback Capital

    Industrial business owners can unlock capital by selling their property and leasing it back. We structure the financing to maximize your business liquidity.

  • № 06

    Value-Add Industrial

    Buying an older industrial asset for modernization? Our bridge programs fund clear-height increases, dock additions, and energy efficiency upgrades.

Ready to finance your industrial property?
Loan Programs

Industrial Financing Solutions

We provide a full range of lending products to meet the needs of industrial property owners and developers.

Purchase

Competitive acquisition financing for warehouses, distribution centres, manufacturing facilities, and flex space. We structure financing based on tenant quality, lease terms, and property fundamentals.

  • Warehouse and distribution centres
  • Manufacturing and production facilities
  • Flex space and light industrial
  • Single-tenant and multi-tenant properties
  • Competitive rates for long-term leases
Discuss this financing option

Refinance

Rate reduction, amortization extension, or equity extraction for stabilized industrial properties. Access your equity for new acquisitions, tenant improvements, or building upgrades.

  • Rate and term refinancing
  • Cash-out for new acquisitions
  • Post-renovation refinancing
  • Amortization extension
  • Debt consolidation across properties
Discuss this financing option

Bridge

Short-term financing during tenant transitions, lease-up periods, or property repositioning. Bridge financing provides the speed and flexibility industrial investors need to capitalize on opportunities.

  • Tenant transition financing
  • Lease-up period support
  • Quick closing for time-sensitive deals
  • Interest-only options
  • Clear path to permanent debt
Discuss this financing option

Value-Add

Funding for dock additions, clear height improvements, loading bay expansions, and building modernization. Transform your industrial property to command higher rents and attract stronger tenants.

  • Dock door and loading bay additions
  • Clear height improvements
  • Heavy power and utility upgrades
  • Office build-outs within industrial space
  • Environmental remediation financing
Discuss this financing option

Development

Ground-up construction financing for new industrial facilities, build-to-suit projects, and major renovation work. Build modern logistics facilities that meet today's market demands.

  • Spec and build-to-suit construction
  • Industrial park development
  • Flexible draw schedules
  • Construction-to-permanent options
  • Pre-leasing support programs
Discuss this financing option

Permanent

Long-term mortgages for stabilized, income-producing industrial properties. Lock in competitive rates with terms that match your investment horizon and tenant lease structure.

  • Competitive long-term rates
  • Terms from 5-25 years
  • Fixed and adjustable options
  • Non-recourse available
  • Best rates for credit tenants
Discuss this financing option

Portfolio

Blanket loans consolidating multiple industrial properties under one mortgage. Simplify management and potentially improve terms as you scale your industrial portfolio.

  • Single loan for multiple properties
  • Simplified portfolio management
  • Release provisions available
  • Cross-collateralization benefits
  • Scale your industrial portfolio
Discuss this financing option

Sale-Leaseback

Sale-leaseback arrangements allow you to unlock capital tied up in your industrial property while leasing the space back for continued operations. Free up capital for business expansion or equipment upgrades.

  • Unlock real estate equity
  • Continue occupying your facility
  • Predictable lease payments
  • Off-balance sheet treatment
  • Capital for equipment and expansion
Discuss this financing option

Mezzanine

Secondary financing layered behind primary mortgages to maximize leverage. Fill the gap between senior debt and your equity contribution for larger industrial acquisitions.

  • Gap financing solutions
  • Maximize total leverage
  • Reduce equity requirements
  • Flexible subordination terms
  • Larger deal capability
Discuss this financing option
Ready to Take the Next Step?

“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”

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“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”

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FAQ Q & A

Questions About Industrial Financing Solutions

Everything you need to know about industrial financing solutions.

Industrial Basics

Flex space is a building that can be used for both office and industrial purposes (e.g., warehouse in the back, showroom or office in the front). Lenders like flex space because it attracts a wider variety of tenants, providing better income stability.
Light industrial (warehousing, assembly) is generally seen as lower risk than heavy industrial (manufacturing with specialized machinery or hazardous materials). Heavy industrial requires more extensive environmental and structural due diligence due to the potential for soil contamination and specialized building requirements.
In an NNN lease, the tenant pays for all property expenses—taxes, insurance, and maintenance—in addition to rent. This makes the income very predictable for the owner and very attractive to lenders, often resulting in more favorable loan terms.

Loan Strategy

For stabilized, well-located warehouses, lenders typically offer 65% to 75% LTV. For specialized or owner-occupied facilities, the terms might vary based on the strength of the operating business.
Yes. Industrial properties almost always require a Phase 1 Environmental Site Assessment (ESA). Lenders are cautious about historical contamination from industrial processes and will require soil testing (Phase 2) if the report shows any red flags.

Loan Strategy (Continued)

The growth of e-commerce has significantly increased demand for "last-mile" distribution centers and large-scale warehouses. Lenders view these assets very favorably today due to high occupancy rates, rising rents, and the essential nature of the logistics supply chain.
Yes, for larger industrial portfolios or high-value assets, mezzanine financing can be used to fill the gap between the senior mortgage and your equity, allowing for higher total leverage and better cash-on-cash returns.

Specialized Assets

Yes, but these are considered specialized industrial. Lenders focus heavily on the 'reusability' of the building and the credit strength of the tenant.
Industrial properties almost always require a Phase I Environmental Site Assessment (ESA) to ensure there is no contamination from previous manufacturing uses.

Loan Strategy (Continued)

Yes, single-tenant industrial is a highly sought-after asset class. Lenders will focus heavily on the creditworthiness of the tenant and the remaining term of their lease. High-quality tenants with long-term leases can often secure the best rates available in the commercial market.

Industrial Lending Basics

Industrial remains a top-performing asset class. Lenders are particularly aggressive on warehouse and logistics space due to e-commerce growth and supply chain reshoring.
Clear height is the usable height inside a warehouse. Modern logistics tenants often require 32' to 40'+ for racking. Higher clear heights typically command better loan terms.
Still have questions about industrial financing solutions?

Ready to Take the Next Step?

Our team of experts is here to help you find the best financing solutions for your goals.

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