Customized commercial mortgages for properties that do it all. From retail-with-residential to live-work buildings, we fund mixed-use assets across North America.
Mixed-use properties require a nuanced approach. We understand how to blend residential stability with commercial cash flow to get your deal funded.
Our bread and butter. We find lenders who understand how to underwrite the stability of residential rents alongside the cash flow of ground-floor commercial space.
Whether it's office/residential, retail/office, or industrial/residential, we specialize in the 'hybrid' underwriting required for mixed-use assets.
Financing for entrepreneurs who live and work in the same building. We leverage programs that recognize the dual-purpose nature of the asset.
Mixed-use properties offer diversification. We highlight the reduced risk of multiple income streams to lenders to secure the most favorable terms.
Buying a building for your shop with apartments above? We use high-leverage owner-user programs to help you fund your acquisition.
Converting office to residential or retail to mixed-use? Our bridge programs fund the 'soft' and 'hard' costs of property usage conversion.
We offer a comprehensive suite of lending products designed specifically for the unique needs of mixed-use property owners and developers.
Competitive acquisition financing for properties combining residential, retail, office, and other commercial uses. We structure financing that properly values each income component of your building.
Rate reduction, amortization extension, or equity extraction for stabilized mixed-use buildings. Access your equity for new acquisitions, unit conversions, or building improvements.
Short-term financing during tenant transitions, commercial lease-up, or residential conversion phases. Bridge financing provides flexibility when stabilizing a mixed-use property.
Funding for unit conversions, commercial-to-residential repurposing, building upgrades, and repositioning strategies. Transform your mixed-use property to maximize income across all use types.
Ground-up construction financing for new mixed-use developments. Build projects that combine residential, retail, and office components from the ground up.
Long-term mortgages for stabilized, income-producing mixed-use buildings. Lock in competitive rates with terms that account for both residential and commercial income streams.
Blanket loans consolidating multiple mixed-use properties under one mortgage. Simplify management and potentially improve terms as you scale your portfolio.
Sale-leaseback arrangements for the commercial portion of your mixed-use building. Unlock capital tied up in your property while leasing back the commercial space for continued operations.
Secondary financing layered behind primary mortgages to maximize leverage. Fill the gap between senior debt and your equity contribution for larger mixed-use acquisitions.
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Everything you need to know about mixed-use financing solutions.
Our team of experts is here to help you find the best financing solutions for your goals.
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