Become the Bank. Invest in Secured Canadian Mortgages.
Invest your cash or RRSP in secured Canadian real estate mortgages. Asset-backed lending with legal charge on title — terms and opportunities are discussed on a free strategy call.
Review Deals
See vetted opportunities with property details and LTV safety margins
Legal Funding
Capital moves through a lawyer's trust. Mortgage registered in your name.
Receive Payments
Interest is paid directly to you. Principal is returned at term end per the mortgage agreement.
"Your capital provides the bridge to solve homelessness while securing your financial future."
Why Private Lending
Why Smart Investors Choose Private Lending
Institutional investors have used private debt for decades. We've opened the door for individual Canadian investors to access the same asset-backed security — discuss terms and current deals on a strategy call.
Regular Interest Payments
Receive interest payments monthly or quarterly directly to your account, secured by a registered mortgage on Canadian real estate.
Asset-Backed Security
Your investment is secured by a legal mortgage registered against the property title.
Registered Funds Eligible
Use your self-directed RRSP or TFSA for tax-sheltered private mortgage interest income.
Social Impact
A portion of our lending is directed toward projects that solve homelessness and housing shortages.
How It Works
A Hands-Off 3-Step Process
Review Opportunities
We present you with vetted deals. You see the property, the borrower's profile, and the LTV safety margin.
Legal Funding
Capital is moved through a lawyer's trust account. The mortgage is registered in your name at the land registry.
Receive Payments
Interest is paid directly to you. At the end of the term, your principal is returned or rolled into a new opportunity.
Current opportunities
Join the capital pipeline
Get notified when vetted private mortgage or development partnership opportunities open. We share deal structure, LTV band, term, and property type — not published yield promises.
- · Private mortgages from ~$25,000 (cash, RRSP, or TFSA where eligible)
- · Development equity partnerships from ~$100,000
- · Lawyer's trust funding and mortgage registered in your name on lending deals
Prefer to talk now? Book a strategy call
Book a Call with Scott
Ready to put your money to work? Book a free strategy call to review our current available mortgage opportunities and social impact projects.
Scott Dillingham
Founder & CEO
Free Strategy Call
Discuss your homeownership or investment goals with Scott. Get personalized advice on your next steps.
15 minutes
Duration
GMT+00:00
Timezone
July 2026
Available Times
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What Our Clients Say
Private Lending FAQ
Safety & Process
Have more questions about security?
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