Become the Bank. Earn 10-12% Secured Yield.

Stop settling for 4% at the bank. Invest your cash or RRSP in secured Canadian real estate mortgages. Professional-grade returns with institutional-grade security.

Get Investor Package Calculate Your Yield

Review Deals

See vetted opportunities with property details and LTV safety margins

Legal Funding

Capital moves through a lawyer's trust. Mortgage registered in your name.

Earn Returns

Interest paid directly to you. Principal returned at term end.

"Your capital provides the bridge to solve homelessness while securing your financial future."

Why Private Lending

Why Smart Investors Choose Private Lending

Institutional investors have used private debt for decades. We've opened the door for individual Canadian investors to access the same security and yield.

10-12% Target Yield

Earn consistent, high-yield interest payments paid monthly or quarterly directly to your account.

Asset-Backed Security

Your investment is secured by a legal mortgage registered against the property title.

Registered Funds Eligible

Use your self-directed RRSP or TFSA to earn tax-free interest that compounds faster than traditional funds.

Social Impact

A portion of our lending is directed toward projects that solve homelessness and housing shortages.

How It Works

A Hands-Off 3-Step Process

Review Opportunities

We present you with vetted deals. You see the property, the borrower's profile, and the LTV safety margin.

Legal Funding

Capital is moved through a lawyer's trust account. The mortgage is registered in your name at the land registry.

Receive Payments

Interest is paid directly to you. At the end of the term, your principal is returned or rolled into a new opportunity.

Book a Call with Scott

Ready to put your money to work? Book a free strategy call to review our current available mortgage opportunities and social impact projects.

Scott Dillingham

Founder & CEO

Free Strategy Call

Discuss your homeownership or investment goals with Scott. Get personalized advice on your next steps.

15 minutes

Duration

America/Toronto

Timezone

February 2026

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Trusted by Investors

What Our Clients Say

FAQ

Private Lending FAQ

Everything you need to know about becoming a private mortgage lender.

Safety & Process

Our private lending opportunities typically start at $25,000, though some larger development projects may require $50,000 or more.

As the lender, you hold a legal mortgage on the property. In the event of default, the legal 'Power of Sale' process allows the property to be sold to recover your principal and any unpaid interest.

Most private mortgages are short-term, ranging from 6 to 24 months, providing you with flexibility and liquidity compared to long-term bonds.

Have more questions about security?

Talk to an Expert