Mortgage & Financing

Understanding mortgages, rates, approvals, and lending strategies for real estate investors.

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Net Operating Income: Get Your Clients Approved Fast
Mortgage & Financing

Net Operating Income: Get Your Clients Approved Fast

LLendCityJan 26, 2026

Learn how net operating income calculations help qualify your clients for bigger loans and avoid wasted time on deals that won't work. Real broker insights.

Debt Ratios Explained: Get Approved for More
Mortgage & Financing

Debt Ratios Explained: Get Approved for More

LLendCityJan 19, 2026

Learn how debt-to-income ratios work in Canada and discover lender tricks that could boost your mortgage approval amount significantly.

How to Finance Multifamily Properties in Canada
Mortgage & Financing

How to Finance Multifamily Properties in Canada

LLendCityJan 12, 2026

Learn the best ways to finance 5+ unit multifamily properties in Canada. Compare CMHC insured programs vs bank loans for better rates and terms.

25-Year vs 30-Year Amortization: Which Is Best?
Mortgage & Financing

25-Year vs 30-Year Amortization: Which Is Best?

LLendCityJan 8, 2026

Learn the key differences between 25-year and 30-year amortization schedules for investors and homeowners. Discover which option suits your goals best.

Rental Worksheet Program: Qualify for More Home in Canada
Mortgage & Financing

Rental Worksheet Program: Qualify for More Home in Canada

LLendCityJan 5, 2026

Discover how the rental worksheet program lets you use 100% of rental income to maximize your buying power when keeping your current home as a rental property.

Organized Financial Documents: Key to Better Mortgage Rates
Mortgage & Financing

Organized Financial Documents: Key to Better Mortgage Rates

LLendCityJan 5, 2026

Learn why organized financial documents unlock better mortgage rates in Canada. Expert tips on document preparation, tax filing, and mortgage pre-approval success.

How to Get a Mortgage on Agricultural Zoned Property
Mortgage & Financing

How to Get a Mortgage on Agricultural Zoned Property

LLendCityDec 29, 2025

Learn how to finance agricultural zoned property in Canada. Discover which lenders approve these mortgages and what factors affect your approval odds.

8 Ways to Save $45K on Your Mortgage (Beyond Rate)
Mortgage & Financing

8 Ways to Save $45K on Your Mortgage (Beyond Rate)

LLendCityDec 22, 2025

Discover 8 mortgage savings strategies that save Canadians an average of $45,000. Learn CMHC fee porting, penalty avoidance, and refinance blend tactics most people miss.

Mortgage Brokers vs Banks: Where Should You Get Your Mortgage?
Mortgage & Financing

Mortgage Brokers vs Banks: Where Should You Get Your Mortgage?

LLendCityDec 22, 2025

Compare bank mortgages vs mortgage broker options in Canada. Learn about rates, service, pre-approvals, and why brokers shop your file to dozens of lenders.

Commercial Mortgage Canada: How Debt Service Ratio Works
Mortgage & Financing

Commercial Mortgage Canada: How Debt Service Ratio Works

LLendCityDec 22, 2025

Learn how commercial mortgages use property cash flow instead of personal debt ratios. Discover CMHC MLI Select financing for multi-family buildings in Canada.

Fixed vs Variable Rate Mortgages: Which Is Best for Investors?
Mortgage & Financing

Fixed vs Variable Rate Mortgages: Which Is Best for Investors?

LLendCityDec 22, 2025

Compare fixed vs variable mortgage rates in Canada. Learn penalty differences, when to lock in, and which option saves investors more money over time.

Getting a Mortgage While On Probation in Canada
Mortgage & Financing

Getting a Mortgage While On Probation in Canada

LLendCityDec 22, 2025

Denied a mortgage due to job probation? Discover how monoline lenders, B lenders, and alternative options can approve your mortgage even with short employment history.