Tagged: Cmhc

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Mortgage & Financing

Ontario HST Rebate on New Homes: Save Up to $130,000

LLendCityMar 30, 2026· 6 min read

Discover how Ontario's HST waiver on new homes saves buyers up to $130,000. Stack it with the CMHC Energy Star rebate for even bigger savings. Real numbers inside.

Mortgage & Financing

Best Investment Property Mortgage Rates in Canada (2026)

LLendCityMar 17, 2026· 13 min read

Current investment property mortgage rates in Canada compared. Residential, commercial, DSCR, and CMHC rates with tips to get the lowest rate.

Mortgage & Financing

Commercial Mortgage Prepayment Penalties: IRD, Yield Maintenance & Defeasance

LLendCityMar 17, 2026· 11 min read

Breaking a commercial mortgage in Canada can cost $600K+. Learn how IRD, yield maintenance, and defeasance work — with real numbers and negotiation tips.

Mortgage & Financing

Commercial Mortgage Ontario: Complete Financing Guide for Investors

LLendCityMar 15, 2026· 11 min read

Everything investors need to know about commercial mortgage financing in Ontario — rates, LTV, lenders, and regulations for GTA and beyond.

Mortgage & Financing

Commercial Mortgage Quebec: Montreal & Quebec City Financing Guide

LLendCityMar 15, 2026· 12 min read

Complete guide to commercial mortgage financing in Quebec — bilingual lender landscape, CMHC programs, Caisse Desjardins, and provincial regulations.

Mortgage & Financing

Commercial Mortgage Toronto & GTA: Canada's Largest Market Financing Guide

LLendCityMar 15, 2026· 16 min read

Everything you need to know about commercial mortgage financing in Toronto and the GTA — rates, lenders, market dynamics, and deal structuring.

Mortgage & Financing

DSCR Requirements by Lender Type in Canada: Banks, Credit Unions, CMHC & Private

LLendCityMar 15, 2026· 12 min read

DSCR requirements in Canada vary significantly by lender type. Compare minimum ratios and calculation methods for Big 5 banks, credit unions, CMHC, and private lenders.

Mortgage & Financing

Commercial Mortgage Due Diligence Checklist for Canadian Investors

LLendCityMar 9, 2026· 14 min read

Skip one item on this checklist and lose thousands. The complete commercial mortgage due diligence checklist every Canadian investor needs before closing.

Mortgage & Financing

CMHC ACLP: Apartment Construction Loan Program Guide

LLendCityFeb 26, 2026· 16 min read

Access low-cost construction financing through CMHC's ACLP for purpose-built rental housing. Eligibility, rates, and takeout to MLI Select permanent financing.

Mortgage & Financing

CMHC Green Financing: Mortgage Rebates for Investors

LLendCityFeb 26, 2026· 11 min read

Access CMHC green financing with MLI Select energy efficiency incentives, premium refunds up to 25%, and EnerGuide requirements for Canadian investors.

Mortgage & Financing

CMHC MLI Select Application: Step-by-Step Walkthrough

LLendCityFeb 26, 2026· 11 min read

Apply for CMHC MLI Select financing with this step-by-step guide. Required documents, scoring criteria, timelines, and tips for multifamily apartment buildings.

Mortgage & Financing

CMHC MLI Standard: Multi-Unit Mortgage Insurance Guide

LLendCityFeb 26, 2026· 16 min read

CMHC MLI Standard insurance for 5+ unit apartment buildings. Eligibility, premium costs, LTV limits, amortization options, and how it compares to MLI Select.