Latest Articles - Page 20

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

Mortgage Broker vs Bank: Which Is Better in Canada?

LLendCityDec 22, 2025· 8 min read

Compare mortgage brokers and banks side by side. Rates, service, pre-approvals, and why brokers shop your file to dozens of Canadian lenders for better deals.

Scaling Your Portfolio

How to Build a $12M Real Estate Portfolio from Scratch

LLendCityDec 22, 2025· 7 min read

From a failed first flip to 110 rental units and a $12M portfolio. Real lessons on surviving market crashes, diversifying property types, and building wealth.

Scaling Your Portfolio

House Hacking to Multifamily: Wealth-Building Guide

LLendCityDec 22, 2025· 8 min read

Scale from house hacking to multifamily properties in Canada. Proven strategies for building wealth through rental income, DSCR loans, and portfolio growth.

Mortgage & Financing

How Commercial Mortgages Work: DSCR, NOI & More

LLendCityDec 22, 2025· 9 min read

Complete guide to commercial mortgages in Canada. DSCR qualification, NOI analysis, property types, lender options, and CMHC programs for investors.

US & Cross-Border Investing

DSCR Loans for Foreign Nationals: US Property Guide 2026

LLendCityDec 22, 2025· 10 min read

How foreign nationals and Canadians can use DSCR loans to finance US rental properties. Requirements, LLC structuring, ITIN needs, and lender options explained.

Mortgage & Financing

Fixed vs Variable Mortgages: What Investors Must Know

LLendCityDec 22, 2025· 8 min read

Compare fixed vs variable mortgage rates in Canada. Learn penalty differences, when to lock in, and which option saves investors more money over time.

Scaling Your Portfolio

How to Force Appreciation in Multifamily Properties

LLendCityDec 22, 2025· 7 min read

Force appreciation in apartment buildings through value-add renovations, boost NOI, increase property value, and refinance to pull out capital tax-free using BRRRR.

Personal Finance & Mindset

From $126K Debt to Homeowner in 10 Months: A Recovery Story

LLendCityDec 22, 2025· 9 min read

See how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies and mortgage approval tips for buyers.

Personal Finance & Mindset

From Burnout to Business Owner: A Mortgage Story

LLendCityDec 22, 2025· 9 min read

How a top Canadian mortgage advisor overcame burnout and depression to start a brokerage. A story of career transformation, visualization, and entrepreneurship.

Personal Finance & Mindset

Starting a Business With Zero Experience: A Success Story

LLendCityDec 22, 2025· 8 min read

How one Canadian entrepreneur went from selling chips in school to running Canada's largest volleyball league. Lessons on hustle, scaling, and persistence.

US & Cross-Border Investing

Get Your US ITIN in 2 Hours: Canadian Investor Guide

LLendCityDec 22, 2025· 7 min read

Canadian investors can get a US ITIN in 2 hours instead of 8 weeks. Learn how LLC setup, EIN, and US bank account access fast-track your cross-border purchases.

Mortgage & Financing

How to Get a Mortgage While on Job Probation in Canada

LLendCityDec 22, 2025· 6 min read

Denied a mortgage due to job probation? Monoline lenders, B lenders, and alternative options can approve you even with a short employment history. Here's how.