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Tagged: Credit

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Debt Ratios Explained: Get Approved for More in Canada

Debt Ratios Explained: Get Approved for More in Canada

LLendCityJan 19, 2026· 6 min read

Understand how GDS and TDS debt ratios work in Canada. Lender strategies that could significantly boost your mortgage approval amount for investment properties.

From $126K Debt to Homeowner in 10 Months: A Recovery Story

From $126K Debt to Homeowner in 10 Months: A Recovery Story

LLendCityDec 22, 2025· 9 min read

See how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies and mortgage approval tips for buyers.

How to Improve Your Credit Score Fast in Canada

LLendCityDec 22, 2025· 8 min read

Boost your credit score quickly with proven strategies. Credit utilization tips, dispute Equifax errors, and qualify for better mortgage rates as an investor.

Buy Rental Property in a Corporation? Pros & Cons Canada

Buy Rental Property in a Corporation? Pros & Cons Canada

LLendCityDec 22, 2025· 6 min read

Should you buy rental property in a corporation in Canada? Compare liability protection, tax advantages, mortgage rates, and when personal ownership makes more sense.

How to Buy a House with No Down Payment in Canada

How to Buy a House with No Down Payment in Canada

LLendCityDec 18, 2025· 9 min read

Buy a home with no cash saved using CMHC FlexDown, RSP loans, and cash-back mortgages. Real strategies for Canadian first-time buyers with 700+ credit scores.