Tagged: Credit

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Mortgage & Financing

Debt Ratios Explained: Get Approved for More

LLendCityJan 19, 2026· 6 min read

Learn how debt-to-income ratios work in Canada and discover lender tricks that could boost your mortgage approval amount significantly.

Personal Finance & Mindset

Got Declined? From $126K Debt to Homeowner in 10 Months

LLendCityDec 22, 2025· 8 min read

Learn how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies for first-time buyers facing.

Personal Finance & Mindset

How to Build and Improve Your Credit Score Fast in Canada

LLendCityDec 22, 2025· 8 min read

Learn how to boost your credit score quickly with proven strategies. Discover credit utilization tips, dispute errors on your Equifax report, and qualify for better rates.

Real Estate Investing 101

Rental Property: Corporation vs Personal Name

LLendCityDec 22, 2025· 6 min read

Should you buy rental property in a corporation in Canada? Compare liability protection, corporate mortgage rates. For a complete comparison, see our guide on [structuring real estate holdings: corporation vs personal](/blog/how-to-structure-your-real-estate-holdings-corporation-vs-personal) and our comprehensive [Rental Property Corporations: Portfolio Guide](/blog/rental-property-corporation-guide).

Mortgage & Financing

Buy a House with No Down Payment Saved | Canada Guide

LLendCityDec 18, 2025· 8 min read

Learn how to buy a home with no cash saved using CMHC FlexDown, RSP loans, and cash-back mortgages. Strategies for Canadian first-time buyers with 700+ credit.