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Tagged: Mortgage Financing

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Commercial Mortgage Prepayment Penalties: IRD, Yield Maintenance & Defeasance
Mortgage & Financing

Commercial Mortgage Prepayment Penalties: IRD, Yield Maintenance & Defeasance

LLendCityMar 17, 2026· 11 min read

Breaking a commercial mortgage in Canada can cost $600K+. Learn how IRD, yield maintenance, and defeasance work — with real numbers and negotiation tips.

DSCR Requirements by Lender Type in Canada: Banks, Credit Unions, CMHC & Private
Mortgage & Financing

DSCR Requirements by Lender Type in Canada: Banks, Credit Unions, CMHC & Private

LLendCityMar 15, 2026· 12 min read

DSCR requirements in Canada vary significantly by lender type. Compare minimum ratios and calculation methods for Big 5 banks, credit unions, CMHC, and private lenders.

Should You Buy an Investment Property Before Your First Home?
Real Estate Investing 101

Should You Buy an Investment Property Before Your First Home?

LLendCityMar 15, 2026· 8 min read

Explore whether buying an investment property before your primary residence makes sense. Compare wealth-building strategies and financing implications.