A financing arrangement where the property seller acts as the lender, allowing the buyer to make payments directly to them instead of obtaining a traditional mortgage.
Related Articles
- 100% Financing for Owner-Occupied Commercial Property
Purchase a commercial building with zero down payment in Canada. NOI-based lending criteria, eligible property types, and how to qualify for 100% financing.
- Low Property Appraisal? Here's What to Do Next
Handle a low property appraisal with practical steps. How to dispute the value, renegotiate the deal, or pivot your strategy as a Canadian investor.
- DSCR Loan Down Payment: Minimums and How to Reduce It
DSCR loan down payment requirements explained. Minimum 20-25% typical, plus strategies to reduce your down payment using HELOC, cash-out refinance, and more.
- How Canadians Can Invest in US Real Estate Smartly
Hit your Canadian bank lending limits? Build your portfolio in US real estate using corporate structures, subject-to deals, and cross-border DSCR financing.
- Multiple Mortgages in Canada: How to Build a Property Portfolio Beyond Your First Few Properties
Break through lender limits and build a larger portfolio. Learn strategies for qualifying for multiple mortgages, working with different lenders, and.
- NOI Explained: How It Gets Clients Approved Faster
Net operating income calculations qualify clients for bigger commercial loans and filter deals that won't work. Real-world broker strategies and NOI formulas.