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Apply for financing

Ready to move forward? Our secure application portal collects your deal details. Prefer to talk first? Book a free strategy call—many investors do.

1

Strategy Call

Discuss your goals and financing needs

2

Get Pre-Approved

We match you with the right lender

3

Close Your Deal

Fast closings with expert support

  1. 1

    Prepare your documents

    Government ID, proof of income or assets, property details (purchase agreement or rent roll), and corporate documents if you hold property in a company.

  2. 2

    Submit online

    Book a strategy call or contact us to start your secure application. The process typically takes 15–30 minutes if documents are ready.

  3. 3

    Review & next steps

    A LendCity strategist reviews your file, confirms program fit (DSCR, CMHC MLI, conventional rental, US cross-border, etc.), and outlines lender options.

We specialize in investment property and portfolio financing—not primary-residence-only bank retail. If you are comparing your first rental or scaling past four doors, a strategy call often saves weeks.

FAQ

Application FAQ

Browse our most frequently asked questions below.

Apply

No. You can apply directly. A prior strategy call helps when your deal is complex (CMHC multifamily, cross-border, JV, or recent credit events).
We aim to acknowledge submissions within one business day. Full lender pre-approval timelines depend on program and document completeness—often 3–10 business days for rental files.

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