Apply for investment financing
Start your investment or commercial mortgage application online. Prefer to talk first? Book a free strategy call — many investors do before submitting.
Start your application
Leave your details first so we can pick up the file if the portal times out.
Apply online if…
You have a specific property or refinance, documents ready, and a clear program (rental DSCR, conventional investment, flip/bridge, or straightforward commercial).
Book a strategy call first if…
Your deal is CMHC MLI multifamily, ground-up construction/ACLP, cross-border US/Mexico, JV/GP-LP, recent decline, or you are still choosing a structure.
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CMHC MLI Select / Standard
5+ unit multifamily insurance — application walkthrough and document readiness.
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DSCR / cash-flow loans
Qualify on property income — common for Canadians buying US rentals and Canadian cash-flow programs.
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Commercial & multi-family
Office, retail, industrial, mixed-use, and apartment buildings.
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Fix-and-flip / bridge
Short-term acquisition and renovation financing.
Government-issued ID
Proof of income, assets, or corporate financials (program-dependent)
Purchase agreement, rent roll, or refinance statement
Corporate / entity docs if holding in a company
Existing mortgage statements for refinances or portfolio deals
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Prepare your documents
Gather ID, income/assets or entity financials, property details (purchase agreement or rent roll), and corporate documents if you hold property in a company.
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Submit online
Complete the application on our secure Velocity Newton portal. Most investors finish in 15–30 minutes when documents are ready.
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Review & next steps
A LendCity™ strategist reviews your file, confirms program fit (DSCR, CMHC MLI, conventional rental, US cross-border, flip/bridge, etc.), and outlines lender options.
We specialize in investment property and portfolio financing — not primary-residence-only bank retail. Scaling past four doors, commercial, or cross-border? A strategy call often saves weeks.
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super…”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was…”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10…”
“I had a difficult situation for a great investment property, no one in the city could figure it out. Lendcity stepped in and put me on the path to purchase my…”
“Scott and his team at LendCity™ Mortgages have been nothing but helpful and fast at getting me a mortgage loan. They are a knowledgeable group that helped me…”
“Scott and the staff at Lendcity worked hard to provide us investment property financing! When the told us no, we went to Lendcity and received financing at…”
Application FAQ
Browse our most frequently asked questions below.