Have Capital? Put It to Work in Canadian Real Estate.

Whether you want secured private mortgage lending or equity partnerships in development projects, LendCity connects capital providers with vetted Canadian real estate opportunities. Book a call to review what's available.

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Choose Your Path

Two Ways to Invest Your Money

Both paths are asset-backed and focused on Canadian housing — but they suit different goals, timelines, and risk profiles.

Private Mortgage Investing

Lend your cash, RRSP, or TFSA as a secured private mortgage with a legal charge registered on the property title.

Min.From $25,000
Term6–24 month terms
StructureSecured mortgage interest

Explore Private Lending

Development Partnerships

Invest as an equity partner in multi-family and social housing developments. Terms and structure are reviewed on a strategy call.

Min.From $100,000
Term2–5 year projects
StructureEquity partnership

Explore Development Deals

Compare Options

Private Lending vs. Development Equity

Not sure which fits? This side-by-side breakdown helps you match your capital to the right opportunity.

	Private Mortgages	Development Projects
Minimum investment	$25,000+	$100,000+
Your role	Lender — mortgage registered in your name	Equity partner — LP in a development
Income type	Interest on secured mortgage	Equity partnership distributions
Typical timeline	6–24 months	2–5 years
Risk profile	Secured by property; Power of Sale protection	Tied to project execution and market conditions
Best for	Passive income, RRSP/TFSA lending, shorter commitments	Wealth building, housing impact, larger capital
Registered funds	RRSP and TFSA eligible (self-directed)	Typically non-registered capital

Learn Before You Invest

Guides & Resources

Read how each path works, what to look for in a deal, and how Canadian investors structure these investments.

How to Invest in Private Mortgages

Complete guide to becoming a private lender in Canada — security, process, and due diligence.

RRSP Private Mortgage Investing

Step-by-step: lend RRSP funds as secured private mortgages with tax-deferred growth.

Real Estate Development Investing

Stages, GP/LP structures, and how Canadians participate in development deals.

Evaluate a Development Partnership (LP)

Due diligence checklist for limited partners before committing capital to a project.

Mortgage Investment Corporations (MICs)

How MICs pool capital for real estate lending — risks and evaluation criteria.

GP/LP Partnership Structures

How limited partners invest in larger projects without managing day-to-day operations.

Browse all private lending guides

Next Step

Discuss Terms on a Strategy Call

Returns Are Not Published Online

We do not quote projected returns on the website. Book a free strategy call with Scott to review current private mortgage and development opportunities, structures, and eligibility.

Book a Strategy Call

Proof

Real Projects, Real Results

See how LendCity structures financing and partnerships on actual Canadian deals.

GP/LP Partnership — 48-Unit Calgary

Ground-Up Development — Edmonton

MLI Select New Construction — BC

Book a Call with Scott

Tell us about your capital, timeline, and goals. Scott will walk you through current private mortgage opportunities and upcoming development projects.

Scott Dillingham

Founder & CEO

Free Strategy Call

Discuss your homeownership or investment goals with Scott. Get personalized advice on your next steps.

15 minutes

Duration

GMT+00:00

Timezone

July 2026

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Trusted by Investors

What Our Clients Say

LendCity Mortgages — 4.8/5 (116 Google reviews). Read client testimonials on our homepage or contact us at 1-226-212-7200.

FAQ

Capital Provider FAQ

Common questions from investors looking to lend or partner on Canadian real estate.

Getting Started

Requirements depend on the specific opportunity and how it is structured. Private mortgage lending and development partnerships may involve securities regulations in Canada. We discuss eligibility and structure on a strategy call before any commitment.

Yes — private mortgage investments can be held in a self-directed RRSP or TFSA, allowing tax-sheltered interest income. Development equity partnerships typically use non-registered capital.

As a private lender, you hold a secured mortgage and receive interest payments. As a development partner, you hold equity in the project with a longer commitment and more execution risk. We walk through the structure, timelines, and terms on a strategy call.

Every opportunity is reviewed for property value, borrower or developer track record, loan-to-value safety margins, and exit strategy. Capital moves through a lawyer's trust account with mortgages registered at the land registry.

LendCity Mortgages is a mortgage brokerage. We connect capital providers with real estate lending and development opportunities. Securities offerings, where applicable, are made through properly licensed channels. This is not an offer to invest.

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