Mortgage Broker in Windsor, Ontario
LendCity is headquartered right here in Windsor. We help local homeowners and investors find the right mortgage across 50+ lenders — with rates that beat what the banks offer.
Strategy Call
Discuss your mortgage and investment goals
Custom Solution
We shop 50+ lenders for the best fit
Fast Approval
Pre-approved in as little as 24-48 hours
Windsor Is Where We Started — and Where We Stay
LendCity was founded in Windsor, Ontario. This is our home. We're embedded in the community, we understand the local market, and we use our network of 50+ lenders to get Windsor residents the best mortgage rates available.
Windsor Headquarters
Our head office is right here in Windsor, Ontario. We know this market inside out — the neighbourhoods, the property values, and the local economy driving growth in the region.
50+ Lender Network
We don't work for one bank. We shop your mortgage across Canada's top banks, credit unions, monoline lenders, and alternative financiers to find you the lowest rate and best terms available.
Investment Property Specialists
Windsor's affordable housing stock makes it one of Canada's best markets for rental property investing. We structure financing for single-family rentals, duplexes, and multi-unit buildings.
Competitive Rates Across 50+ Lenders
We don't work for one bank — we shop your mortgage across Canada's top banks, credit unions, and alternative lenders to find the lowest rate and best terms for your situation.
First-Time Buyers & Growing Families
Windsor is one of the most affordable cities in Ontario to buy your first home. We guide you through CMHC insurance, down payment programs, and the stress test so you can buy with confidence.
Self-Employed & Alternative Lending
Windsor has a strong entrepreneurial community. If the banks have turned you down, we work with private lenders and alternative financiers who look at your full financial picture.
Ready to talk to a Windsor mortgage broker?
Book a free strategy call with our local team — no obligation.
Mortgage Solutions for Windsor and Beyond
From buying your first home in Walkerville to building a rental portfolio across the city, we provide every type of mortgage financing Windsor residents need.
Home Purchase
Windsor is one of the most affordable cities in Ontario — and we know every neighbourhood. Whether you're a first-time buyer in Riverside or upgrading to South Windsor, we find you the best rate across 50+ lenders.
Explore Home Purchase OptionsWhat's Included
- As little as 5% down with CMHC insurance
- First-time buyer program guidance
- Pre-approval in 24-48 hours
- Local knowledge of Windsor neighbourhoods
- Fixed and variable rate options
What Our Clients Say
Windsor Mortgage Questions
Common questions about mortgages in Windsor and working with our team. Can't find your answer? Book a call and we'll walk you through it.
Windsor Mortgage Basics
Your bank only offers their own products. As mortgage brokers, we shop your application across 50+ lenders — banks, credit unions, and alternative financiers — to find the lowest rate and best terms. We save most Windsor clients thousands over the life of their mortgage.
For a primary residence, as little as 5% down for homes under $500,000. The average Windsor home price makes this very accessible — often $15,000-$25,000 to get started. Investment properties typically require 20% down. We also help you explore down payment assistance programs.
Rates change daily and depend on your credit, income, and property type. Because we work with 50+ lenders, we often secure rates below what the big banks advertise. Contact us for a personalized rate quote — it takes about 5 minutes.
Investment Properties
Windsor offers some of the best cash flow numbers in Ontario. Purchase prices are well below Toronto and Ottawa, while rental rates have been climbing steadily. Many investors see positive cash flow from day one — something that's nearly impossible in larger Ontario markets.
Yes. Most lenders allow 50-80% of projected rental income to be used for qualification. For DSCR loans, qualification is based entirely on the property's rental income — your personal income isn't even considered. This lets investors scale faster.
With traditional lenders, many Canadians hit a wall at 4-5 properties due to income ratios. We work with portfolio lenders and DSCR programs that let you go well beyond that limit by qualifying on property cash flow instead of personal income.
Getting Started
Book a free strategy call with our team. We'll discuss your goals — whether that's buying your first home in Windsor, refinancing, or building an investment portfolio on both sides of the border. From there, we map out a financing plan and get you pre-approved.
No. While our headquarters is in Windsor and we love meeting clients in person, everything can be done remotely. We serve clients across Canada and help them invest in properties across North America — all by phone, video call, and secure document upload.
Have a question about Windsor mortgages?
Talk to Our Team