US Mortgage Search
Look up open mortgages on any US property. See the current lender, interest rate, loan terms, and estimated equity — all from public records.
Enter Your Info
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Search an Address
Enter any US property address
View Mortgage Records
See lenders, rates, terms, and equity
Simple 3-Step Process
How This Tool Works
Search any US address and get mortgage details in seconds.
Enter Your Details
Provide your contact info or staff passcode to access the mortgage search tool.
Search an Address
Enter a US street address with city/state or zip code to search public mortgage records.
View Mortgage Records
See all open mortgages including lender, rate, term, balance, and loan type details.
Search US Property Mortgages
Enter a US address to look up open mortgage records from public filings.
For Investors
How Investors Use Mortgage Data
Public mortgage records are a powerful tool for real estate investors evaluating acquisition targets and financing strategies.
Key Use Cases
Identify High-Equity Owners
Find owners with significant equity who may consider selling
Assumable Loan Research
Find properties with favorable existing loans that may be assumable
Comp Financing Analysis
Research what financing terms similar properties carry in your target market
Lien Verification
Verify existing liens and mortgage positions before making an offer
Maturity Date Tracking
Identify loans nearing maturity where owners may face refinancing pressure
Portfolio Due Diligence
Research financing on multi-property portfolios you're evaluating
Related Resources
Calculate DSCR for US investment properties
Complete guide to DSCR loans
How Canadian investors qualify for US DSCR
Close in your LLC for liability protection
Free tools and guides for investors
Discuss your deal with a financing specialist
What Our Clients Say
US Mortgage Search FAQ
Everything you need to know about searching US property mortgage records. Can't find your answer? Book a call with our team.
About the Data
PubRec provides open mortgage lien data sourced from public county records across the United States. It covers 151 million+ properties and includes details like the current lender, loan amount, interest rate, loan term, and maturity date. This is public record information — the same data available at your county recorder's office, aggregated into a searchable format.
For each property, you'll see all open mortgage liens including: the lender name, original principal amount, interest rate and type (fixed or adjustable), loan term, maturity date, mortgage position (1st, 2nd, etc.), loan type flags (purchase, refinance, HELOC, construction), monthly payment estimate, current balance estimate, and LTV ratio where available.
Mortgage data is sourced from public county records filed with local recorder offices. There can be a delay of several weeks to a few months between when a mortgage is recorded and when it appears in the database, depending on the county's recording speed and data processing timeline.
Using the Tool
Yes. The database covers properties across all 50 US states and the District of Columbia. Coverage is most comprehensive for single-family residential, multi-family, and condo properties. Some rural counties may have less complete data.
Real estate investors use mortgage search data to: identify properties with assumable loans, find owners with high equity who may be motivated sellers, research the financing structure on comparable properties, verify existing liens before making offers, and understand the lending landscape in a target market.
No. PubRec mortgage data covers US properties only. Canadian mortgage and title information is managed by provincial land title offices and is not included in this database. For Canadian financing questions, book a strategy call with our team.
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