US Mortgage Search

Look up open mortgages on any US property. See the current lender, interest rate, loan terms, and estimated equity — all from public records.

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Search an Address

Enter any US property address

View Mortgage Records

See lenders, rates, terms, and equity

Simple 3-Step Process

How This Tool Works

Search any US address and get mortgage details in seconds.

Enter Your Details

Provide your contact info or staff passcode to access the mortgage search tool.

Search an Address

Enter a US street address with city/state or zip code to search public mortgage records.

View Mortgage Records

See all open mortgages including lender, rate, term, balance, and loan type details.

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Search US Property Mortgages

Enter a US address to look up open mortgage records from public filings.

For Investors

How Investors Use Mortgage Data

Public mortgage records are a powerful tool for real estate investors evaluating acquisition targets and financing strategies.

Key Use Cases

Identify High-Equity Owners

Find owners with significant equity who may consider selling

Assumable Loan Research

Find properties with favorable existing loans that may be assumable

Comp Financing Analysis

Research what financing terms similar properties carry in your target market

Lien Verification

Verify existing liens and mortgage positions before making an offer

Maturity Date Tracking

Identify loans nearing maturity where owners may face refinancing pressure

Portfolio Due Diligence

Research financing on multi-property portfolios you're evaluating

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Investor Resources

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Book a Strategy Call

Discuss your deal with a financing specialist

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FAQ

US Mortgage Search FAQ

Everything you need to know about searching US property mortgage records.

About the Data

PubRec provides open mortgage lien data sourced from public county records across the United States. It covers 151 million+ properties and includes details like the current lender, loan amount, interest rate, loan term, and maturity date. This is public record information — the same data available at your county recorder's office, aggregated into a searchable format.

For each property, you'll see all open mortgage liens including: the lender name, original principal amount, interest rate and type (fixed or adjustable), loan term, maturity date, mortgage position (1st, 2nd, etc.), loan type flags (purchase, refinance, HELOC, construction), monthly payment estimate, current balance estimate, and LTV ratio where available.

Mortgage data is sourced from public county records filed with local recorder offices. There can be a delay of several weeks to a few months between when a mortgage is recorded and when it appears in the database, depending on the county's recording speed and data processing timeline.

Using the Tool

Yes. The database covers properties across all 50 US states and the District of Columbia. Coverage is most comprehensive for single-family residential, multi-family, and condo properties. Some rural counties may have less complete data.

Real estate investors use mortgage search data to: identify properties with assumable loans, find owners with high equity who may be motivated sellers, research the financing structure on comparable properties, verify existing liens before making offers, and understand the lending landscape in a target market.

No. PubRec mortgage data covers US properties only. Canadian mortgage and title information is managed by provincial land title offices and is not included in this database. For Canadian financing questions, book a strategy call with our team.

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