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Tagged: Mortgage Qualification

Browse all articles tagged with "Mortgage Qualification"

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Credit Score Optimization for Investment Mortgage Approval

Credit Score Optimization for Investment Mortgage Approval

LLendCityFeb 15, 2026· 12 min read

How to optimize your credit score specifically for investment property mortgage approval in Canada.

DSCR Loan Closing Process: Timeline and What to Expect

DSCR Loan Closing Process: Timeline and What to Expect

LLendCityFeb 15, 2026· 12 min read

A detailed walkthrough of the DSCR loan closing process from conditional approval to keys in hand. Know the timeline, costs, and what happens at each stage.

7 DSCR Loan Mistakes That Kill Your Approval

7 DSCR Loan Mistakes That Kill Your Approval

LLendCityFeb 15, 2026· 14 min read

Avoid these 7 critical mistakes that cause DSCR loan denials. Learn what experienced investors do differently to get approved faster with better terms.

DSCR Loans: No Income Verification Needed — Here's Why

DSCR Loans: No Income Verification Needed — Here's Why

LLendCityFeb 15, 2026· 14 min read

Discover how DSCR loans eliminate personal income verification for investment property financing and why lenders focus on property cash flow instead.

DSCR Loan Requirements: Credit, Down Payment, and Minimum Ratios

DSCR Loan Requirements: Credit, Down Payment, and Minimum Ratios

LLendCityFeb 15, 2026· 12 min read

Complete breakdown of DSCR loan requirements including minimum credit scores, down payment amounts, DSCR ratio thresholds, and property eligibility criteria.

DSCR Loan vs Conventional Mortgage: Which Is Right for Investors?

DSCR Loan vs Conventional Mortgage: Which Is Right for Investors?

LLendCityFeb 15, 2026· 11 min read

A detailed comparison of DSCR loans and conventional mortgages for investment properties. Understand the differences in qualification, rates, terms, and best use cases.

DSCR Lending: Qualify Based on Property Income, Not Your Personal Income

DSCR Lending: Qualify Based on Property Income, Not Your Personal Income

LLendCityFeb 15, 2026· 5 min read

Learn how DSCR lending lets you qualify for mortgages based on rental property income instead of personal income, enabling portfolio scaling.

Get Pre-Approved for a DSCR Loan: What You Need to Start

Get Pre-Approved for a DSCR Loan: What You Need to Start

LLendCityFeb 15, 2026· 11 min read

Everything you need to get pre-approved for a DSCR loan including required documents, credit preparation, and how to strengthen your application for faster approval.

How to Apply for a DSCR Loan: Step-by-Step Guide

How to Apply for a DSCR Loan: Step-by-Step Guide

LLendCityFeb 15, 2026· 14 min read

A complete step-by-step walkthrough of the DSCR loan application process from pre-qualification through closing. Know exactly what to expect at each stage.

Mortgage Pre-Approval Checklist for Real Estate Investors

Mortgage Pre-Approval Checklist for Real Estate Investors

LLendCityFeb 15, 2026· 11 min read

Get your mortgage pre-approval right the first time. This investor-specific checklist covers documents, income calculations, property types, timelines, and what to do before you apply.

New to Canada? How to Get a Mortgage as a Newcomer or Immigrant

New to Canada? How to Get a Mortgage as a Newcomer or Immigrant

LLendCityFeb 15, 2026· 11 min read

A practical guide for newcomers and immigrants to Canada on qualifying for a mortgage. Covers CMHC programs, foreign income documentation, credit history, residency timelines, and A vs B lender options.

Best DSCR Lenders for Real Estate Investors

Best DSCR Lenders for Real Estate Investors

LLendCityFeb 14, 2026· 13 min read

How to find and evaluate the best DSCR lenders for your investment property. What to look for in rates, terms, experience, and closing speed.