A bridge loan (also called bridge financing) is a short-term financing solution that allows Canadian real estate investors to access the equity in their existing property to fund the purchase of a new property before the current one has sold. It "bridges" the gap between the closing date of a new purchase and the sale or refinancing of an existing property, typically carrying higher interest rates and lasting from a few weeks to one year.
Related Articles
- Bridge Loans for Apartment Buildings in Canada
Use bridge financing to acquire apartment buildings before permanent CMHC funding kicks in. Costs, timelines, lender options, and exit strategies in Canada.
- Bridge Loans Explained: Buy Before You Sell in Canada
Bridge loans let you purchase before selling your current property. How they work for residential and commercial deals, costs, and real Canadian strategies.
- Bridge Loans for Investors: Costs, Risks & Lenders
How bridge loans work for Canadian real estate investors. When to use them, typical costs and rates, risks to watch for, and how to find bank or private.
- Commercial Bridge Loans Canada: Rates, Terms & Exit Strategies
Commercial bridge loans close in days, not months. Learn how Canadian investors use bridge financing to win deals and exit into CMHC at 85% LTV.
- Hotel Mortgage Financing in Canada: Complete Guide
Understand how Canadian hotel mortgages work: RevPAR, DSCR, FF&E reserves, flagged vs independent properties, and which lenders fund hospitality deals in 2026.
- Private Mortgage Rates Canada: Get 5.99%, Not 12%
Smart borrowers get private mortgage rates at 5.99% instead of 12% in Canada. Real strategies, rate comparisons, and the exit plan most brokers skip.