Residential 1–4
what funds
1–4 unit Canadian rentals — conventional, B-lender, and bridge files.
- A-lender conventional investment
Often lender-paid
When lender compensation covers brokerage; no borrower fee in most clean files
- B-lender / stated / rental cash-flow
0.5% – 1.0%
Of funded mortgage; may be financed into the loan when the lender allows
- Bridge / flip / short-term
1.0% – 2.0%
Higher complexity and speed; lender fees often additional
Commercial CMHC
what insures
5+ unit multifamily, CMHC MLI, and conventional commercial term.
- CMHC MLI Select / MLI Standard
0.5% – 1.0%
Scaled to loan size and complexity; larger deals often toward the low end
- Conventional commercial term
0.75% – 1.25%
Uninsured apartment, mixed-use, and ICI term financing
- Construction / takeout structuring
1.0% – 1.5%
Multi-stage draws, covenants, and lender coordination
Private capital
what places
Borrower-side private placement and investor-side capital introductions.
- Private first / second mortgage placement
1.0% – 2.0%
Borrower-side brokerage for private mortgage placement
- Lender / capital introduction (investor side)
Case-by-case
Disclosed before capital is introduced; structure depends on mandate
US Cash Flow
what closes
Canadians buying US rentals through the US Cash Flow / DSCR program.
- US DSCR / foreign-national
1.0% – 1.5%
Named program — see US Cash Flow Program page for the full promise and process
- Rush / complex entity structuring
Up to +0.5%
Portfolio, multi-LLC, or sub-5-day timeline requests
Always complimentary
- Initial strategy call and portfolio review
- Pre-approval readiness checklist and document coaching
- Lender shopping across our network before you commit
- Realtor partner registration and deal coordination
Ranges are indicative as of the last updated date and apply to typical files. Actual brokerage fees depend on loan size, complexity, lender compensation, and whether fees are lender-paid or borrower-paid. Third-party costs (appraisal, legal, title, lender origination, CMHC premiums) are separate. LendCity™ agents operate under Mortgage Architects (FSRA #12728). Nothing on this page is a loan offer or commitment.
Want a written fee quote for your deal?
Book a strategy call with the property address, loan amount, and timeline. We will confirm the brokerage fee in writing before you authorize a full application.