Fee transparency
Published brokerage fee schedule
Investors comparing boutiques should see the numbers. Below are typical LendCity brokerage fee ranges by file type. Exact fees are confirmed in writing before you authorize a full application.
Last updated: August 2026
Residential investment (1–4 units, Canada)
| Product | Fee | Notes |
|---|---|---|
| A-lender conventional investment | Often lender-paid | When lender compensation covers brokerage; no borrower fee in most clean files |
| B-lender / stated / rental cash-flow | 0.5% – 1.0% | Of funded mortgage; may be financed into the loan when the lender allows |
| Bridge / flip / short-term | 1.0% – 2.0% | Higher complexity and speed; lender fees often additional |
Commercial & CMHC multifamily (5+ units)
| Product | Fee | Notes |
|---|---|---|
| CMHC MLI Select / MLI Standard | 0.5% – 1.0% | Scaled to loan size and complexity; larger deals often toward the low end |
| Conventional commercial term | 0.75% – 1.25% | Uninsured apartment, mixed-use, and ICI term financing |
| Construction / takeout structuring | 1.0% – 1.5% | Multi-stage draws, covenants, and lender coordination |
Private & alternative capital
| Product | Fee | Notes |
|---|---|---|
| Private first / second mortgage placement | 1.0% – 2.0% | Borrower-side brokerage for private mortgage placement |
| Lender / capital introduction (investor side) | Case-by-case | Disclosed before capital is introduced; structure depends on mandate |
US Cash Flow Program (Canadians buying US rentals)
| Product | Fee | Notes |
|---|---|---|
| US DSCR / foreign-national | 1.0% – 1.5% | Named program — see US Cash Flow Program page for the full promise and process |
| Rush / complex entity structuring | Up to +0.5% | Portfolio, multi-LLC, or sub-5-day timeline requests |
Always complimentary
- Initial strategy call and portfolio review
- Pre-approval readiness checklist and document coaching
- Lender shopping across our network before you commit
- Realtor partner registration and deal coordination
Ranges are indicative as of the last updated date and apply to typical files. Actual brokerage fees depend on loan size, complexity, lender compensation, and whether fees are lender-paid or borrower-paid. Third-party costs (appraisal, legal, title, lender origination, CMHC premiums) are separate. LendCity agents operate under Mortgage Architects (FSRA #12456). Nothing on this page is a loan offer or commitment.
Want a written fee quote for your deal?
Book a strategy call with the property address, loan amount, and timeline. We will confirm the brokerage fee in writing before you authorize a full application.