Josh Bauerle brings a rare combination of deep financial expertise and real-world investing experience to mortgage lending. A licensed CPA and the author of the best-selling Accounting QuickStart Guide, Josh has spent his career helping individuals and investors understand how money actually works-not just in theory, but in practice. His background in accounting gives him a sharp edge in analyzing cash flow, tax efficiency, leverage, and long-term risk, and he brings that same clarity to every financing decision. Clients don't just get a loan-they gain a clear understanding of how their mortgage fits into their broader financial and investing strategy.
What truly sets Josh apart is that he isn't advising from the sidelines-he's actively doing what his clients are doing. As a seasoned real estate investor with a growing rental portfolio across the U.S., Josh has firsthand experience structuring DSCR loans, executing value-add rehabs, refinancing portfolios, and scaling through smart leverage. He understands the challenges investors face because he faces them himself: underwriting deals, navigating lender guidelines, managing risk, and making financing decisions that hold up over time. That experience allows him to provide practical, investor-focused solutions rather than one-size-fits-all advice.
Josh's approach is rooted in education, transparency, and alignment. As an author and educator, he excels at breaking down complex financial concepts into plain language, empowering clients to make confident, informed decisions. He believes the best outcomes come when borrowers understand not just what they're doing, but why they're doing it. As part of the LendCity team, Josh helps investors and homeowners across the U.S. secure financing that supports long-term growth-combining CPA-level financial insight, hands-on investing experience, and a commitment to clarity at every step.