Edmonton is one of the most affordable major cities in Canada — and with no provincial sales tax, your budget goes further. Whether you're buying a condo downtown or a detached home in St. Albert, we find you the best rate across 50+ lenders.
- As little as 5% down with CMHC insurance
- First-time buyer program guidance
- Pre-approval in 24-48 hours
- Local knowledge of Edmonton neighbourhoods
- Fixed and variable rate options
Edmonton's low purchase prices and solid rents create strong cash flow from day one. We structure financing for single-family rentals, duplexes, fourplexes, and apartment buildings — including CMHC MLI insured deals with up to 50-year amortizations.
- Rental income used for qualification (50-80%)
- DSCR loan options for investors
- CMHC MLI insured apartment financing
- Portfolio mortgage solutions
- Cash flow analysis included
If you own property in Edmonton, refinancing can lower your rate, access equity for your next investment, or consolidate high-interest debt. We analyze the numbers to make sure it makes financial sense for your situation.
- Rate and term refinancing
- Cash-out up to 80% LTV
- Debt consolidation
- Blend and extend options
- Penalty buyout analysis
Edmonton's economy supports a large self-employed workforce in energy, trades, consulting, and small business. If your tax returns don't tell the full story, we work with lenders who accept bank statements, stated income, and business financials.
- Stated income programs
- Bank statement verification
- Business financial analysis
- Gross-up programs for declared income
- Alternative documentation accepted
Qualify based on the property's rental income — not your personal income. Edmonton's affordable prices and strong rents produce excellent DSCR ratios, making it one of the easiest markets to qualify for these loans.
- Qualify on rental income, not personal income
- Available for residential and commercial properties
- No income documentation required
- Multi-unit and commercial properties
- Scale your portfolio without income caps
Edmonton is one of the most affordable major cities in Canada — and with no provincial sales tax, your budget goes further. Whether you're buying a condo downtown or a detached home in St. Albert, we find you the best rate across 50+ lenders.
- As little as 5% down with CMHC insurance
- First-time buyer program guidance
- Pre-approval in 24-48 hours
- Local knowledge of Edmonton neighbourhoods
- Fixed and variable rate options
Explore Home Purchase Options → Edmonton's low purchase prices and solid rents create strong cash flow from day one. We structure financing for single-family rentals, duplexes, fourplexes, and apartment buildings — including CMHC MLI insured deals with up to 50-year amortizations.
- Rental income used for qualification (50-80%)
- DSCR loan options for investors
- CMHC MLI insured apartment financing
- Portfolio mortgage solutions
- Cash flow analysis included
See Investment Financing Options → If you own property in Edmonton, refinancing can lower your rate, access equity for your next investment, or consolidate high-interest debt. We analyze the numbers to make sure it makes financial sense for your situation.
- Rate and term refinancing
- Cash-out up to 80% LTV
- Debt consolidation
- Blend and extend options
- Penalty buyout analysis
Explore Refinance Options → Edmonton's economy supports a large self-employed workforce in energy, trades, consulting, and small business. If your tax returns don't tell the full story, we work with lenders who accept bank statements, stated income, and business financials.
- Stated income programs
- Bank statement verification
- Business financial analysis
- Gross-up programs for declared income
- Alternative documentation accepted
See Self-Employed Solutions → Qualify based on the property's rental income — not your personal income. Edmonton's affordable prices and strong rents produce excellent DSCR ratios, making it one of the easiest markets to qualify for these loans.
- Qualify on rental income, not personal income
- Available for residential and commercial properties
- No income documentation required
- Multi-unit and commercial properties
- Scale your portfolio without income caps
See How DSCR Loans Work →