Vancouver is one of the most competitive housing markets in the world. Whether you're buying a condo in Mount Pleasant or a detached home in North Vancouver, we find you the best rate across 50+ lenders and help you navigate BC-specific programs and taxes.
- As little as 5% down with CMHC insurance
- BC property transfer tax exemption guidance
- Pre-approval in 24-48 hours
- Local knowledge of Metro Vancouver neighbourhoods
- Fixed and variable rate options
Vancouver has some of the lowest vacancy rates in North America, making it a strong rental market despite high entry prices. We structure financing for condos, duplexes, and multi-unit buildings across Metro Vancouver — including strategies that account for the speculation tax and foreign buyer rules.
- Rental income used for qualification (50-80%)
- DSCR loan options for investors
- Single-family to large multi-unit
- Portfolio mortgage solutions
- Cash flow analysis included
Vancouver property values have created significant equity for many homeowners and investors. Refinancing can lower your rate, unlock capital for your next investment, or consolidate high-interest debt. We analyze the numbers to ensure refinancing makes financial sense.
- Rate and term refinancing
- Cash-out up to 80% LTV
- Debt consolidation
- Blend and extend options
- Penalty buyout analysis
Vancouver's economy is driven by tech, film, tourism, and small business. Many high-earning professionals can't qualify through traditional income verification. We work with lenders who accept bank statements, stated income, and business financials to get you approved.
- Stated income programs
- Bank statement verification
- Business financial analysis
- Gross-up programs for declared income
- Alternative documentation accepted
Qualify based on the property's rental income — not your personal income. DSCR loans let Vancouver investors scale their portfolios without running into traditional debt service ratio limits, which is essential in a high-price market.
- Qualify on rental income, not personal income
- Available for residential and commercial properties
- No income documentation required
- Multi-unit and commercial properties
- Scale your portfolio without income caps
Vancouver is one of the most competitive housing markets in the world. Whether you're buying a condo in Mount Pleasant or a detached home in North Vancouver, we find you the best rate across 50+ lenders and help you navigate BC-specific programs and taxes.
- As little as 5% down with CMHC insurance
- BC property transfer tax exemption guidance
- Pre-approval in 24-48 hours
- Local knowledge of Metro Vancouver neighbourhoods
- Fixed and variable rate options
Explore Home Purchase Options → Vancouver has some of the lowest vacancy rates in North America, making it a strong rental market despite high entry prices. We structure financing for condos, duplexes, and multi-unit buildings across Metro Vancouver — including strategies that account for the speculation tax and foreign buyer rules.
- Rental income used for qualification (50-80%)
- DSCR loan options for investors
- Single-family to large multi-unit
- Portfolio mortgage solutions
- Cash flow analysis included
See Investment Financing Options → Vancouver property values have created significant equity for many homeowners and investors. Refinancing can lower your rate, unlock capital for your next investment, or consolidate high-interest debt. We analyze the numbers to ensure refinancing makes financial sense.
- Rate and term refinancing
- Cash-out up to 80% LTV
- Debt consolidation
- Blend and extend options
- Penalty buyout analysis
Explore Refinance Options → Vancouver's economy is driven by tech, film, tourism, and small business. Many high-earning professionals can't qualify through traditional income verification. We work with lenders who accept bank statements, stated income, and business financials to get you approved.
- Stated income programs
- Bank statement verification
- Business financial analysis
- Gross-up programs for declared income
- Alternative documentation accepted
See Self-Employed Solutions → Qualify based on the property's rental income — not your personal income. DSCR loans let Vancouver investors scale their portfolios without running into traditional debt service ratio limits, which is essential in a high-price market.
- Qualify on rental income, not personal income
- Available for residential and commercial properties
- No income documentation required
- Multi-unit and commercial properties
- Scale your portfolio without income caps
See How DSCR Loans Work →