DSCR & Foreign National Loans
DSCR and foreign national loan programs are the primary tools Canadians use to finance U.S. investment properties without W-2s or U.S. credit history. Learn how these programs work, what to expect in terms of rates and requirements, and how to qualify.
31 articles — DSCR Loans
DSCR Loan Application Step by Step for Canadians
A complete walkthrough of the DSCR loan application process for Canadian investors buying rental properties in the United States.
DSCR Loan Closing Process: Timeline and What to Expect
A detailed walkthrough of the DSCR loan closing process from conditional approval to keys in hand. Know the timeline, costs, and what happens at each stage.
DSCR Loan Down Payment: How Much Do You Really Need?
Everything you need to know about DSCR loan down payments including minimum requirements, how to reduce your down payment, and creative financing strategies.
DSCR Loans for First-Time Real Estate Investors
New to real estate investing? Learn how DSCR loans let first-time investors finance rental properties based on property income without extensive income documentation.
DSCR Loans for LLCs: How to Finance Investment Properties Through Your Entity
Learn how to close DSCR loans directly in your LLC for liability protection and portfolio management. Complete guide to entity-based investment property financing.
Using DSCR Loans to Finance Airbnb and Short-Term Rental Properties
How to finance Airbnb, VRBO, and vacation rental properties using DSCR loans. Learn which lenders accept STR income and how to qualify your short-term rental.
7 DSCR Loan Mistakes That Kill Your Approval
Avoid these 7 critical mistakes that cause DSCR loan denials. Learn what experienced investors do differently to get approved faster with better terms.
DSCR Loans: No Income Verification Needed — Here's Why
Discover how DSCR loans eliminate personal income verification for investment property financing and why lenders focus on property cash flow instead.
DSCR Loan Pros and Cons: An Honest Investor's Guide
An honest look at the advantages and disadvantages of DSCR loans for real estate investors. Understand the trade-offs before choosing this financing option.
DSCR Loan Rates: What to Expect and How to Get the Best Rate
Current DSCR loan rate ranges, what factors affect your rate, and proven strategies to secure the lowest possible interest rate on your investment property loan.
DSCR Loan Requirements: Credit, Down Payment, and Minimum Ratios
Complete breakdown of DSCR loan requirements including minimum credit scores, down payment amounts, DSCR ratio thresholds, and property eligibility criteria.
DSCR Loan vs Conventional Mortgage: Which Is Right for Investors?
A detailed comparison of DSCR loans and conventional mortgages for investment properties. Understand the differences in qualification, rates, terms, and best use cases.
DSCR Lending: Qualify Based on Property Income, Not Your Personal Income
Learn how DSCR lending lets you qualify for mortgages based on rental property income instead of personal income, enabling portfolio scaling.
Get Pre-Approved for a DSCR Loan: What You Need to Start
Everything you need to get pre-approved for a DSCR loan including required documents, credit preparation, and how to strengthen your application for faster approval.
How to Apply for a DSCR Loan: Step-by-Step Guide
A complete step-by-step walkthrough of the DSCR loan application process from pre-qualification through closing. Know exactly what to expect at each stage.
What Is a DSCR Loan and How Does It Work?
Learn what a DSCR loan is, how it works, and why investors use debt service coverage ratio loans to finance rental properties without personal income verification.
Préstamos DSCR: Califique Según los Ingresos de la Propiedad, No Sus Ingresos Personales
Aprenda cómo los préstamos DSCR le permiten calificar para hipotecas basándose en los ingresos de propiedades de alquiler en lugar de sus ingresos personale...
Obtenga la pre-aprobación para un préstamo DSCR: Lo que necesita para empezar
Todo lo que necesita para obtener la pre aprobación de un préstamo DSCR, incluidos los documentos requeridos, la preparación de su crédito y cómo fortalecer...
Cómo solicitar un préstamo DSCR: Guía paso a paso
Un recorrido completo paso a paso del proceso de solicitud de préstamos DSCR desde la precalificación hasta el cierre. Sepa exactamente qué esperar en cada ...
¿Qué es un Préstamo DSCR y Cómo Funciona?
Descubra qué es un préstamo DSCR, cómo funciona y por qué los inversores utilizan los préstamos de índice de cobertura del servicio de la deuda para financi...
Prêt DSCR : qualification basée sur les revenus immobiliers, pas sur vos revenus personnels
Découvrez comment les prêts DSCR vous permettent de vous qualifier pour des hypothèques basées sur les revenus de propriétés locatives au lieu de vos revenu...
Obtenez une pré-approbation pour un prêt DSCR : Ce dont vous avez besoin pour commencer
Tout ce dont vous avez besoin pour obtenir une pré approbation pour un prêt DSCR, y compris les documents requis, la préparation de votre crédit et comment ...
Comment faire une demande de prêt DSCR : Guide étape par étape
Une explication complète étape par étape du processus de demande de prêt DSCR, de la pré qualification à la clôture. Sachez exactement à quoi vous attendre ...
Qu'est-ce qu'un prêt DSCR et comment fonctionne-t-il ?
Découvrez ce qu'est un prêt DSCR, comment il fonctionne et pourquoi les investisseurs utilisent des prêts de ratio de couverture du service de la dette pour...
DSCR Loans for Foreign Nationals: US Real Estate Guide
How foreign nationals and Canadians can use DSCR loans to finance US rental properties. Learn requirements, entity structuring.
How Canadians Invest in US Real Estate: Financing Guide
Learn how Canadians can finance US rental properties without income verification, US visa, or partner.
Cómo los canadienses invierten en bienes raíces en EE. UU.: Guía de financiación
Aprenda cómo los canadienses pueden financiar propiedades de alquiler en EE. UU. sin verificación de ingresos, visa estadounidense o socio.
Comment les Canadiens investissent dans l'immobilier américain : Guide de financement
Apprenez comment les Canadiens peuvent financer des propriétés locatives aux États-Unis sans vérification de revenus, visa américain ou partenaire.
DSCR Loans & Debt Coverage Ratio: Cash Flow Mortgage Guide
Learn how DSCR loans in the US and Debt Coverage Ratio programs in Canada let investors qualify for mortgages based on property cash flow, not personal income.
Préstamos DSCR y Ratio de Cobertura de Deuda: Guía de Hipotecas Basadas en Flujo de Efectivo
Aprende cómo los préstamos DSCR en EE. UU. y los programas de Ratio de Cobertura de Deuda en Canadá permiten a los inversores calificar para hipotecas basán...
Prêts DSCR et Ratio de Couverture de la Dette : Guide des prêts hypothécaires basés sur les flux...
Découvrez comment les prêts DSCR aux États Unis et les programmes de ratio de couverture de la dette au Canada permettent aux investisseurs de se qualifier ...
Have questions about dscr & foreign national loans?
Book a Free Strategy Call