LendCity™ helps London, Ontario homeowners and investors find the right mortgage across 50+ lenders — with deep expertise in the Western and Fanshawe student rental markets and rates that beat the big banks.
LendCity™ serves London, Ontario buyers and investors from primary residences in Old North and Wortley Village to student rentals around Western and Fanshawe. We use our network of 50+ lenders to secure rates and terms that the local branches simply can't match.
From Masonville and Hyde Park to Byron, Lambeth and Old East Village, we know how London neighbourhoods price out, how they rent, and which streets lenders treat favourably for student and family rentals.
We don't work for one bank. We shop your mortgage across Canada's top banks, credit unions, monoline lenders, and alternative financiers to find you the lowest rate and best terms available for the London market.
With Western University and Fanshawe College driving ~50,000 students into the city each year, London is one of Ontario's best student rental markets. We structure financing for licensed lodging houses, multi-bedroom rentals, and duplex conversions near campus.
London buyers routinely overpay at their main bank. We put your application in front of 50+ lenders — including credit unions, monolines, and B-lenders — to find the true best rate for your file.
London average home prices are well below the GTA, making it one of Ontario's most realistic markets for first-time buyers. We walk you through CMHC insurance, the FHSA, RRSP Home Buyers' Plan, and Ontario Land Transfer Tax rebates.
London has a deep base of small business owners, contractors, and tech founders. If A-lenders have turned you down, we work with B-lenders and private lenders who look at bank statements and real cash flow rather than just T1 generals.
From your first home in Wortley Village to a portfolio of student rentals near Western and Fanshawe, we provide every type of mortgage financing London buyers and investors need.
London is one of Ontario's most affordable major cities — and we know every neighbourhood. Whether you're a first-time buyer in Old East Village or upgrading to a family home in Masonville or Byron, we find you the best rate across 50+ lenders.
London's combination of affordable purchase prices, two major post-secondary schools, and a deep tenant pool makes the numbers work. We structure financing for single-family rentals, student rentals, duplex conversions, and multi-unit buildings across the city.
If you own property in London, refinancing can lower your rate, pull equity for renovations or the next investment property, or consolidate high-interest debt. We run the penalty and break-even math so you only refinance when it actually pays.
London has a strong entrepreneur and small business community. If your T1 generals don't show your true earning power, we work with lenders who accept bank statements, stated income, and full business financials.
Qualify based on the property's rental income — not your personal income. DSCR loans let London investors scale their student rental and multi-unit portfolios without running into traditional income or debt-service limits.
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super…”
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
Everything you need to know about mortgage solutions for london, ontario and middlesex county.
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