Montreal offers some of the most affordable real estate among Canada's major cities — especially for duplexes and triplexes. LendCity™ shops 50+ lenders to find the mortgage rate and structure that works for your goals, while navigating Quebec's unique landlord-tenant and tax landscape.
Montreal's plexes (duplexes, triplexes, and fourplexes) offer a house-hacking entry point that doesn't exist in most Canadian cities. Buy a plex, live in one unit, and rent the others to offset your mortgage. We work with 50+ lenders to structure financing that takes advantage of Montreal's unique market dynamics.
From Plateau-Mont-Royal and Rosemont to Verdun, Saint-Henri, and the South Shore — we understand Montreal's diverse arrondissements and how lenders evaluate properties across the Greater Montreal Area.
We don't work for one bank. We shop your mortgage across Canada's top banks, credit unions, monoline lenders, and alternative financiers to find you the lowest rate and best terms available.
Montreal's iconic duplexes, triplexes, and larger apartment buildings are the backbone of the city's investment market. We structure financing that accounts for Quebec's unique rental regulations and maximizes your cash flow.
Montreal's affordability and stable employment market attract strong lender competition. We leverage our 50+ lender network to secure you the best rates and terms for any property type in Quebec.
Montreal is one of the few major Canadian cities where you can buy a plex with as little as 5% down and live in one unit while renting the others. We guide you through CMHC insurance and Quebec's welcome tax to get started.
Montreal's creative, entrepreneurial, and gig economy means many buyers have non-traditional income. If the banks have turned you down, we work with lenders who look at your full financial picture.
From buying your first plex in Villeray to financing an apartment building in Laval, we provide every type of mortgage financing Montreal residents and investors need.
Montreal remains one of Canada's most affordable major cities for homeownership. Whether you're buying a condo in Griffintown or a detached home in the West Island, we find you the best rate across 50+ lenders and help you navigate Quebec's welcome tax.
Montreal's plex market is legendary — duplexes, triplexes, and fourplexes that let you live in one unit and rent the rest. We structure financing for all multi-unit properties, factoring in Quebec's rental regulations to ensure your cash flow projections are realistic.
If you own property in Montreal, refinancing can lower your rate, access equity for your next investment, or consolidate high-interest debt. Montreal's rising values mean many owners have more equity than they realize.
Montreal's creative industries, tech startups, and gig economy generate many self-employed professionals. If your tax returns don't reflect your true earning power, we work with lenders who accept bank statements, stated income, and business financials.
Qualify based on the property's rental income — not your personal income. Montreal's affordable purchase prices and strong rents create excellent DSCR ratios, making it one of the best markets for scaling with these loans.
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super…”
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
Everything you need to know about mortgage solutions for montreal and greater montreal.
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