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Tagged: Mortgage Rates

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The Mortgage Renewal Wave Is Here: How Realtors Can Close More Deals

The Mortgage Renewal Wave Is Here: How Realtors Can Close More Deals

LLendCityFeb 17, 2026· 5 min read

1.2 million Canadians face mortgage renewal this year. Learn how realtors can help clients navigate rising payments and turn renewals into new business opportunities.

DSCR Loan Rates: What to Expect and How to Get the Best Rate

DSCR Loan Rates: What to Expect and How to Get the Best Rate

LLendCityFeb 15, 2026· 13 min read

Current DSCR loan rate ranges, what factors affect your rate, and proven strategies to secure the lowest possible interest rate on your investment property loan.

Best Mortgage Rates in Windsor Ontario

Best Mortgage Rates in Windsor Ontario

LLendCityFeb 8, 2026· 7 min read

How to get the best mortgage rates in Windsor, Ontario. Compare bank vs broker rates, learn what affects your rate.

Commercial Mortgage Rates Canada: Complete Guide

Commercial Mortgage Rates Canada: Complete Guide

LLendCityFeb 8, 2026· 10 min read

Current commercial mortgage rates in Canada explained. CMHC-insured vs conventional rates, what affects your rate.

Refinancing Your Rental Portfolio: When and How

Refinancing Your Rental Portfolio: When and How

LLendCityJan 30, 2026· 12 min read

Learn when to refinance your rental properties, how to choose between rate-and-term vs cash-out refinancing, and calculate breakage penalties. If your refinance appraisal is low, see our guide on [dealing with low property appraisals](/blog/dealing-with-low-property-appraisals).

25-Year vs 30-Year Amortization: Which Is Best?

25-Year vs 30-Year Amortization: Which Is Best?

LLendCityJan 8, 2026· 5 min read

Learn the key differences between 25-year and 30-year amortization schedules for investors and homeowners. Discover which option suits your goals best.

Organized Financial Documents: Key to Better Mortgage Rates

Organized Financial Documents: Key to Better Mortgage Rates

LLendCityJan 5, 2026· 8 min read

Learn why organized financial documents unlock better mortgage rates in Canada. Expert tips on document preparation, tax filing.

Mortgage Brokers vs Banks: Which Is Better?

Mortgage Brokers vs Banks: Which Is Better?

LLendCityDec 22, 2025· 8 min read

Compare bank mortgages vs mortgage broker options in Canada. Learn about rates, service, pre-approvals, and why brokers shop your file to dozens of lenders.

Fixed vs Variable Mortgages: Best for Investors?

Fixed vs Variable Mortgages: Best for Investors?

LLendCityDec 22, 2025· 7 min read

[Compare fixed vs variable mortgage rates in Canada](/residential-mortgage-financing/). Learn penalty differences, when to lock in, and which option saves investors more money over time.

Mortgage Stress Test Canada: How It Cuts Your Buying Power

Mortgage Stress Test Canada: How It Cuts Your Buying Power

LLendCityDec 22, 2025· 7 min read

Learn how Canada's mortgage stress test reduces how much you can borrow. Discover the 5.25% benchmark rate rule and strategies to maximize your mortgage.

Common Mortgage Questions Answered: Down Payment & Rates

Common Mortgage Questions Answered: Down Payment & Rates

LLendCityDec 22, 2025· 9 min read

Get expert answers to common mortgage questions in Canada. Learn about down payment requirements, how interest rates are determined, and CMHC insurance costs.

5 Year Fixed vs Shorter Mortgage Terms: What Investors Miss

5 Year Fixed vs Shorter Mortgage Terms: What Investors Miss

LLendCityDec 22, 2025· 6 min read

Should you pick a 2-3 year mortgage term hoping rates drop? Learn why 5 year fixed rates often beat shorter terms and how timing the market costs Canadian.