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Mortgage Rates

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Featured 2026.07.11

CMHC MLI Select Interest Rates Canada (2026) .

CMHC MLI Select interest rates in Canada: LendCity™'s estimate is 4.87%–5.62% (Sep 29, 2026). See how CMB + spread pricing works vs MLI Standard.

LendCity™'s estimate for CMHC MLI Select interest rates in Canada as of September 29, 2026 is about 4.87%–5.62% (5-year CMB benchmark plus spread). MLI Standard and conventional A/B-lender pricing is the 5-year CMB plus a lender spread, quote-dependent. Select points mainly cut insurance premiums and unlock leverage/amortization — they do not always change the interest rate itself.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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