Tagged: Refinancing

Browse all articles tagged with "Refinancing"

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Mortgage & Financing

The Mortgage Renewal Wave Is Here: How Realtors Can Close More Deals

LLendCityFeb 17, 2026· 5 min read

1.2 million Canadians face mortgage renewal this year. Learn how realtors can help clients navigate rising payments and turn renewals into new business opportunities.

Real Estate Investing 101

Sophisticated Exit Strategies: Beyond the Simple Sale

LLendCityFeb 16, 2026· 5 min read

Master advanced exit strategies for Canadian real estate investors including Vendor Take Back (VTB) mortgages, partial equity sales, and portfolio premiums.

Mortgage & Financing

Private Lending in Canada: How to Get the Best Rate (Not the Worst)

LLendCityFeb 9, 2026· 7 min read

Discover how smart borrowers get private mortgage rates at 5.99% instead of 12%. Real strategies, real numbers, and the exit plan most brokers skip.

Mortgage & Financing

Refinancing Your Rental Portfolio: When and How

LLendCityJan 30, 2026· 12 min read

Learn when to refinance your rental properties, how to choose between rate-and-term vs cash-out refinancing, and calculate breakage penalties. If your refinance appraisal is low, see our guide on [dealing with low property appraisals](/blog/dealing-with-low-property-appraisals).

Mortgage & Financing

Debt Ratios Explained: Get Approved for More

LLendCityJan 19, 2026· 6 min read

Learn how debt-to-income ratios work in Canada and discover lender tricks that could boost your mortgage approval amount significantly.

Mortgage & Financing

Rental Worksheet Program: Qualify for More Home in Canada

LLendCityJan 5, 2026· 5 min read

Discover how the rental worksheet program lets you use 100% of rental income to maximize your buying power when keeping your current home as a rental property.

Real Estate Investing 101

Fix Negative Cash Flow on Rentals: 3 Proven Strategies

LLendCityDec 22, 2025· 6 min read

Struggling with negative cash flow on rental properties? Learn 3 investor strategies: interest-only mortgages, amortization extension, and refinancing.

Mortgage & Financing

8 Ways to Save $45K on Your Mortgage (Beyond Rate)

LLendCityDec 22, 2025· 9 min read

Discover 8 mortgage savings strategies that save Canadians an average of $45,000. Learn CMHC fee porting, penalty avoidance.

Mortgage & Financing

Mortgage Stress Test Canada: How It Cuts Your Buying Power

LLendCityDec 22, 2025· 7 min read

Learn how Canada's mortgage stress test reduces how much you can borrow. Discover the 5.25% benchmark rate rule and strategies to maximize your mortgage.

Mortgage & Financing

Refinance Your Home for an ADU: CMHC 90% LTV Guide

LLendCityDec 22, 2025· 6 min read

Learn how to refinance your Canadian home at up to 90% completed value to add a rental unit. Covers CMHC ADU program, basement apartments, and laneway houses.

US & Cross-Border Investing

Off-Market Deals: Why They Beat MLS for Canadian Investors

LLendCityDec 22, 2025· 7 min read

Discover how off-market real estate deals create instant equity for Canadian investors. Learn 5 pro methods to access US properties before they hit MLS.

Scaling Your Portfolio

Leverage Strategies for Building a Real Portfolio in Canada

LLendCityDec 18, 2025· 9 min read

Master calculated leverage strategies for real estate and stock investing. Learn home equity extraction, HELOCs, and explore our complete guide on [mastering calculated leverage for building wealth](/blog/mastering-calculated-leverage-building-wealth-with-a-growth-mindset-and-smart-debt-strategies).