Tagged: Refinancing

Browse all articles tagged with "Refinancing"

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Debt Ratios Explained: Get Approved for More

Debt Ratios Explained: Get Approved for More

LLendCityJan 19, 2026

Learn how debt-to-income ratios work in Canada and discover lender tricks that could boost your mortgage approval amount significantly.

Rental Worksheet Program: Qualify for More Home in Canada

Rental Worksheet Program: Qualify for More Home in Canada

LLendCityJan 5, 2026

Discover how the rental worksheet program lets you use 100% of rental income to maximize your buying power when keeping your current home as a rental property.

Fix Negative Cash Flow on Rentals: 3 Proven Strategies

Fix Negative Cash Flow on Rentals: 3 Proven Strategies

LLendCityDec 22, 2025

Struggling with negative cash flow on rental properties? Learn 3 investor strategies: interest-only mortgages, amortization extension, and refinancing for better returns.

8 Ways to Save $45K on Your Mortgage (Beyond Rate)

8 Ways to Save $45K on Your Mortgage (Beyond Rate)

LLendCityDec 22, 2025

Discover 8 mortgage savings strategies that save Canadians an average of $45,000. Learn CMHC fee porting, penalty avoidance, and refinance blend tactics most people miss.

Mortgage Stress Test Canada: How It Cuts Your Buying Power

Mortgage Stress Test Canada: How It Cuts Your Buying Power

LLendCityDec 22, 2025

Learn how Canada's mortgage stress test reduces how much you can borrow. Discover the 5.25% benchmark rate rule and strategies to maximize your mortgage approval.

Refinance Your Home for an ADU: CMHC 90% LTV Guide

Refinance Your Home for an ADU: CMHC 90% LTV Guide

LLendCityDec 22, 2025

Learn how to refinance your Canadian home at up to 90% completed value to add a rental unit. Covers CMHC ADU program, basement apartments, and laneway houses.

Off-Market Deals: Why They Beat MLS for Canadian Investors

Off-Market Deals: Why They Beat MLS for Canadian Investors

LLendCityDec 22, 2025

Discover how off-market real estate deals create instant equity for Canadian investors. Learn 5 pro methods to access US properties before they hit MLS listings.

Leverage Strategies for Building a Real Portfolio in Canada

Leverage Strategies for Building a Real Portfolio in Canada

LLendCityDec 18, 2025

Master calculated leverage strategies for real estate and stock investing. Learn home equity extraction, HELOCs, and margin accounts to amplify returns in Canada.