Latest Articles - Page 12

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

Mortgage Brokers vs Banks: Which Is Better?

LLendCityDec 22, 2025· 7 min read

Compare bank mortgages vs mortgage broker options in Canada. Learn about rates, service, pre-approvals, and why brokers shop your file to dozens of lenders.

Scaling Your Portfolio

Building a $12M Real Estate Portfolio from Scratch | Canada

LLendCityDec 22, 2025· 6 min read

Learn how Matt Buschman grew from a failed first flip to 110 rental units and a $12M portfolio. Real lessons on surviving market crashes, [diversifying across property types](/blog/benefits-of-diversifying-your-real-estate-portfolio), and building wealth. For another inspiring journey, read [how a government worker built a real estate empire](/blog/how-a-government-worker-built-a-real-estate-empire/).

Scaling Your Portfolio

House Hacking to Multifamily: Investment Guide

LLendCityDec 22, 2025· 8 min read

Learn proven real estate investment strategies from house hacking to multifamily properties. Build wealth through rental income, DSCR loans.

Mortgage & Financing

Commercial Mortgage Canada: How Debt Service Ratio Works

LLendCityDec 22, 2025· 6 min read

Learn how commercial mortgages use property cash flow instead of personal debt ratios. Discover CMHC MLI Select financing for multi-family buildings in Canada.

US & Cross-Border Investing

DSCR Loans for Foreign Nationals: US Real Estate Guide

LLendCityDec 22, 2025· 9 min read

How foreign nationals and Canadians can use DSCR loans to finance US rental properties. Learn requirements, entity structuring.

Mortgage & Financing

Fixed vs Variable Mortgages: Best for Investors?

LLendCityDec 22, 2025· 7 min read

[Compare fixed vs variable mortgage rates in Canada](/residential-mortgage-financing/). Learn penalty differences, when to lock in, and which option saves investors more money over time.

Scaling Your Portfolio

Force Appreciation in Multifamily Properties | BRRRR Guide

LLendCityDec 22, 2025· 6 min read

Learn how to force appreciation in apartment buildings through value-add renovations, increase property value, and refinance to pull out capital tax-free.

Personal Finance & Mindset

Got Declined? From $126K Debt to Homeowner in 10 Months

LLendCityDec 22, 2025· 8 min read

Learn how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies for first-time buyers facing.

Personal Finance & Mindset

Burned Out to Business Owner: A Mortgage Story

LLendCityDec 22, 2025· 8 min read

[Discover how a top Canadian mortgage advisor overcame burnout and depression](/residential-mortgage-financing/) to start LendCity.

Personal Finance & Mindset

Starting a Business With Zero Experience

LLendCityDec 22, 2025· 8 min read

Learn how one Canadian entrepreneur went from selling chips in school to running Canada's largest volleyball league.

US & Cross-Border Investing

Get Your US ITIN & EIN in 2 Hours | Canadian Investor Guide

LLendCityDec 22, 2025· 6 min read

Canadian investors can now get a US ITIN in just 2 hours instead of 8 weeks. Learn how LLC setup, EIN, and US bank account access fast-tracks your.

Mortgage & Financing

Getting a Mortgage While On Probation in Canada

LLendCityDec 22, 2025· 6 min read

Denied a mortgage due to job probation? Discover how monoline lenders, B lenders, and alternative options can approve your mortgage even with short.