Latest Articles - Page 13

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

Book A Strategy Call Apply Online

Strategy Call

Discuss your goals and financing needs

Get Pre-Approved

We match you with the right lender

Close Your Deal

Fast closings with expert support

Mortgage & Financing

Mortgage Renewal Strategy for Investors: Don't Just Auto-Renew

SScott DillinghamMar 15, 2026· 10 min read

Stop auto-renewing your investment property mortgages. Learn renewal negotiation tactics, rate shopping timelines, lender switching strategies, and.

Mortgage & Financing

Multiple Mortgages in Canada: How to Build a Property Portfolio Beyond Your First Few Properties

SScott DillinghamMar 15, 2026· 9 min read

Break through lender limits and build a larger portfolio. Learn strategies for qualifying for multiple mortgages, working with different lenders, and.

Mortgage & Financing

Investor Mortgages for Non-Residents: A Complete Guide to Financing Canadian Real Estate from Abroad

SScott DillinghamMar 15, 2026· 6 min read

Non-resident Canadian real estate investing: down payment rules, financing options, foreign buyer taxes, and remote management strategies for 2026.

Mortgage & Financing

Portfolio Mortgage Application for Multiple Properties

SScott DillinghamMar 15, 2026· 12 min read

How to apply for a portfolio mortgage to finance multiple investment properties under one loan structure in Canada.

Mortgage & Financing

Mezzanine Financing for Commercial Real Estate in Canada: Complete Guide

SScott DillinghamMar 13, 2026· 12 min read

Fill the gap between senior debt and equity with mezzanine financing. Learn rates, structures, risks, and when it makes sense for Canadian investors.

Mortgage & Financing

Using Property as Collateral for a Mortgage in Canada

SScott DillinghamMar 11, 2026· 10 min read

Can you use property as collateral for a mortgage in Canada? How lenders value equity, LTV limits, and how investors leverage it to scale.

Mortgage & Financing

Commercial Mortgage Due Diligence Checklist for Canadian Investors

SScott DillinghamMar 9, 2026· 15 min read

Skip one item on this checklist and lose thousands. The complete commercial mortgage due diligence checklist every Canadian investor needs before closing.

Mortgage & Financing

DSCR vs Conventional Loans: Which Is Better for Investment Properties?

SScott DillinghamMar 9, 2026· 16 min read

Compare DSCR loans and conventional mortgages for rental properties. Qualification, rates, down payments, and which loan type fits your strategy.

Mortgage & Financing

Mortgage Broker vs Bank for Investment Property: Which Gets You Better Financing?

SScott DillinghamMar 9, 2026· 11 min read

Compare mortgage brokers and banks for investment property financing. Discover rate differences, qualification flexibility, and which option helps Canadian.

Real Estate Investing 101

Mortgage Renewal Wave: How to Lower Your Payment and Protect Your Home

SScott DillinghamMar 9, 2026· 8 min read

Facing a mortgage renewal at 4%+ rates? Learn how to extend your amortization, cut monthly payments, and add rental income before your renewal hits.

Mortgage & Financing

Canada Cap Rates 2026 by Property Type & City

SScott DillinghamMar 7, 2026· 13 min read

Canada cap rates 2026 by property type and city: multi-family 3.5–4.5%, industrial 5–6%, office 9–12%+. How cap rates affect mortgage qualification.

Mortgage & Financing

Phase 1 ESA Canada 2026: Cost, Process & Lender Impact

SScott DillinghamMar 5, 2026· 11 min read

Phase 1 Environmental Site Assessment in Canada: $3K–$8K cost, CSA Z768 process, timeline, and how results affect commercial mortgage approval.