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Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

ACLP: CMHC Apartment Construction Loan Program (2026)

SScott DillinghamFeb 26, 2026· 16 min read

Access $55B CMHC ACLP construction financing for purpose-built rental housing. Up to 100% LTC, 50-yr amortization, fixed rates, takeout to MLI Select.

Mortgage & Financing

CMHC Green Financing: Mortgage Rebates for Investors

SScott DillinghamFeb 26, 2026· 11 min read

Access CMHC green financing with MLI Select energy efficiency incentives, premium discounts up to 30%, and EnerGuide requirements for Canadian investors.

Mortgage & Financing

CMHC MLI Select Application: Step-by-Step Walkthrough

SScott DillinghamFeb 26, 2026· 11 min read

Apply for CMHC MLI Select financing with this step-by-step guide. Required documents, scoring criteria, timelines, and tips for multifamily apartment buildings.

Mortgage & Financing

CMHC MLI Standard: Multi-Unit Mortgage Insurance Guide

SScott DillinghamFeb 26, 2026· 17 min read

CMHC MLI Standard insurance for 5+ unit apartment buildings. Eligibility, premium costs, LTV limits, amortization options, and how it compares to MLI Select.

Mortgage & Financing

Construction Financing for Apartments in Canada

LLendCityFeb 26, 2026· 11 min read

Finance apartment construction in Canada with CMHC ACLP or conventional lenders. Loan stages, draw schedules, LTV requirements, and pro forma templates.

Mortgage & Financing

DSCR Requirements for Multifamily: CMHC Minimums Explained

LLendCityFeb 26, 2026· 17 min read

Debt service coverage ratio requirements for apartment building mortgages in Canada. CMHC minimums, conventional lender thresholds, and how to improve your.

Mortgage & Financing

How to Refinance an Apartment Building with CMHC

SScott DillinghamFeb 26, 2026· 14 min read

Refinance apartment buildings with CMHC MLI Standard and MLI Select. When to refinance, requirements, costs, and how to unlock equity.

Real Estate Investing 101

How to Use the CMHC MLI Calculator for Your Deal

SScott DillinghamFeb 26, 2026· 11 min read

Step-by-step guide to the LendCity CMHC MLI Max Loan Calculator. Evaluate NOI, debt service, and maximum financing for your next multifamily investment.

Mortgage & Financing

Mixed-Use Property Financing with CMHC: Complete Guide

SScott DillinghamFeb 26, 2026· 15 min read

Finance mixed-use properties combining retail and residential. CMHC MLI eligibility, the 70% residential rule, and financing structures for blended-use assets.

Mortgage & Financing

MLI Select for New Construction: Developer Guide

SScott DillinghamFeb 26, 2026· 24 min read

Use CMHC MLI Select for new apartment construction. Design for maximum points, navigate approval, and access 95% financing with 50-year amortization.

Mortgage & Financing

MLI Select Points System: Maximize Your Score

SScott DillinghamFeb 26, 2026· 13 min read

Master the CMHC MLI Select points system. Affordability, energy efficiency, and accessibility scoring breakdown with strategies to maximize financing benefits.

Mortgage & Financing

MLI Select vs MLI Standard: Which CMHC Program Fits?

SScott DillinghamFeb 26, 2026· 19 min read

Compare CMHC MLI Select and MLI Standard mortgage insurance. LTV, amortization, premiums, timelines, and which program fits your multifamily investment.