Debt Service Coverage Ratio - a metric that compares a property's net operating income to its mortgage payments. A DSCR of 1.25 means the property generates 25% more income than needed to cover the debt. Lenders typically require a minimum DSCR of 1.0 to 1.25 for investment property loans. See also Cap Rate and Cash Flow.
Related Articles
- Apartment Building Financing Ontario: GTA & Beyond
Finance apartment buildings in Ontario with CMHC, bridge loans, and conventional lenders. Toronto, Ottawa, Hamilton opportunities.
- Apartment Complex Investing: The 5-12 Unit Sweet Spot
5-12 unit apartment buildings offer compelling opportunities for Canadian investors. Multifamily economics, CMHC financing, NOI.
- Mortgage Broker vs Bank: The Complete Canadian Guide (2026)
Mortgage broker vs bank in Canada: 15-dimension comparison, rates, fees, investment property and self-employed scenarios, renewals, and when banks actually win.
- Best DSCR Lenders for Real Estate Investors (2026)
Find and evaluate the best DSCR lenders for investment property. Compare rates, terms, closing speed, and minimum ratio requirements for US and Canadian deals.
- Bridge Loans for Apartment Buildings in Canada
Use bridge financing to acquire apartment buildings before permanent CMHC funding kicks in. Costs, timelines, lender options, and exit strategies in Canada.
- BRRRR vs Turnkey Investing in Canada: Which Strategy Wins in 2026?
BRRRR vs turnkey investing in Canada: 12-point comparison, returns, financing, risk, and Canadian markets where each approach actually works in 2026.