Rental Property Mortgage Payment Calculator
Model principal & interest, taxes, condo fees, CMHC insurance estimates, and stress-test payments for investment properties in Canada.
Property & financing
20.0% of purchase price
Estimated total monthly payment
—
P&I: $2,741 · Taxes: $400
- Mortgage balance (incl. CMHC est.)
- $520,000
- LTV
- 80.0%
- Stress-test payment (qualifying est.)
- $3,788 @ 6.89%
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FAQ
FAQ
Browse our most frequently asked questions below.
Mortgage payments
If your down payment is below 20%, we estimate a CMHC premium added to the loan balance. Final premiums depend on insurer approval and property details.
Canadian federally regulated lenders qualify you at the greater of your contract rate plus 2% or 5.25%. This is an estimate for planning—not an approval.
The calculator is tuned for rental investors. For owner-occupied purchases, some costs and insurer rules differ—book a strategy call for a personalized review.
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