Compare lenders side by side. Get alerted on rate drops.
Two offers, one screen: rate, fees, LTV, and DSCR stress test compared line by line. Then set a free rate-drop alert so the next move in pricing comes to you.
Side-by-side lender comparison
Enter each lender's terms to compare true cost, cash flow, and DSCR coverage on the same property.
Compare two rental deals side by side. Saved locally in your browser.
Deal A
Deal B
Want the full version with saved scenarios? Open the deal comparison calculator.
Rate-drop alerts
Free email alert when commercial mortgage pricing moves. No spam — one email when it matters.
Watching Canada Mortgage Bond pricing yourself? See live CMB rates.
What to compare besides the coupon
Two term sheets with the same rate can leave very different cash flow. Run the full stack before you lock.
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All-in cost
Contract rate plus lender fee, brokerage (if any), and prepaid interest. A 10 bps tighter coupon with a 1% fee is often the more expensive sheet.
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LTV and DSCR overlays
The cheaper rate may cap leverage or demand a higher debt-coverage test. Enter both LTV and DSCR so the comparison matches the property, not a teaser.
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Term, amort, and prepay
Five-year vs ten-year, 25 vs 40 vs 50-year amort, and open vs closed prepayment change the exit. Compare the hold you actually plan, not the posted term.
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Canadian lenders only
This desk shops A, B, private, and CMHC-approved Canadian lenders. US DSCR for Canadians is a separate product path — not a row in this comparison.
CMHC MLI Select Approved Lenders
Guides that sit behind a comparison
Read the product family, then come back to the side-by-side. This page is the tool — not a second rates table.
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A-lender vs B-lender
When a clean file prices at A and when stated-income or credit sends it to B.
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Banks vs brokers
Why shopping 50+ Canadian lenders beats a single posted rate.
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Private lenders in Ontario
When speed or structure needs a private first or second — still a Canadian desk.
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Deal comparison calculator
Full saved-scenario version of the side-by-side on this page.
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Have capital to put to work?
LendCity™ connects capital providers with secured private mortgages and development partnerships — separate from borrowing for your next purchase.
Lender Hub FAQs
How to compare investment-property lender offers and get notified when commercial pricing moves.