Real Estate Proforma Calculator
Fill in the blanks — income, expenses, and financing — and export a Year-1 operating statement you can send to a partner or bring to a strategy call.
Property
$
$
$
%
%
yrs
Income (monthly)
$
$
%
Operating expenses (annual)
$
$
$
$
$
$
% of EGI
Year-1 proforma
- Gross potential rent
- $144,000
- Vacancy loss
- -$5,760
- Effective gross income
- $141,240
- Operating expenses
- $28,099
- NOI
- $113,141
- Annual debt service
- $42,906
- Before-tax cash flow
- $70,235
Cap rate
15.09%
Cash-on-cash
42.57%
DSCR
2.64x
Cash in
$165,000
Get your results by email — free
Year-1 estimate for screening only. Canadian mortgages use semi-annual compounding. Not a lender commitment, appraisal, or tax advice.
LendCity Mortgages
Investment Financing Specialists
Ready to take the next step?
This analysis is just the beginning. Our team of specialists is ready to help you structure your next deal for maximum growth and cash flow.
Contact Information
Direct Line
+1 (226) 783-1640
Strategy team
team@lendcity.ca
Office Location
4769 Wyandotte St E
Windsor, ON N8Y 1H8
Online
lendcity.ca
LendCity Mortgages is an independent mortgage brokerage. Results
generated by the are estimates and do not
constitute a commitment to lend.
FAQ
Have Questions?
Browse our most frequently asked questions below.
Proforma
A proforma is a forward-looking income and expense statement for a property. Lenders and investors use it to estimate NOI, cap rate, cash flow, and DSCR before making an offer or applying for financing.
The cash-flow tools estimate a handful of fields. This proforma lets you add and rename income and expense lines so the PDF looks like an actual operating statement — closer to what underwriters review.
Yes. Click Export PDF after you fill in the numbers. The file includes the income statement, financing, and return metrics. Email results if you want a copy and a follow-up from the team.
No. It is an educational screening tool. Actual qualification depends on leases, a T12 or operating statement, appraisal, and lender underwriting. Book a strategy call to run the file against live programs.