A loan qualified based on the property's Debt Service Coverage Ratio rather than the borrower's personal income, popular for US investment properties. The property's NOI and cash flow determine qualification.
Related Articles
- US Real Estate Investing from Canada: Complete Guide
Invest in US real estate as a Canadian with cross-border DSCR financing, no income verification, and turnkey property management. Step-by-step process.
- House Hacking to Multifamily: Wealth-Building Guide
Scale from house hacking to multifamily properties in Canada. Proven strategies for building wealth through rental income, DSCR loans, and portfolio growth.
- Canadians Investing in US Real Estate: Pros & Cons
Weigh the real pros and cons of US real estate investing as a Canadian. Lower prices, no rent control, DSCR approvals, plus tax and currency risks to consider.
- Canadian Builds US Rental Portfolio Starting at $22K
How a Canadian engineer built a US real estate portfolio from scratch in Cleveland. Real numbers, hard lessons, and actionable cross-border investing steps.
- Canadians Investing in US Real Estate: How to Qualify for Loans Without US Credit
Discover how Canadians buy US rentals with 30% down and no US credit score. Real numbers, DSCR loan basics, and top markets explained by a Canadian investor.
- Cross-Border Investing: Windsor to Detroit Rentals
Practical guide for Canadian investors buying rental properties in Detroit from Windsor. Financing, tax implications, property management, and top.
← Mortgage & Real Estate Glossary 2026 · Editorial standards