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DSCR Loan

DSCR loans let investors qualify based on property cash flow instead of personal income. Calculate DSCR by dividing rental income by mortgage payment - most lenders need 1.00-1.25 ratio. Perfect for portfolio scaling without income documentation.

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A loan qualified based on the property's Debt Service Coverage Ratio rather than the borrower's personal income, popular for US investment properties. The property's NOI and cash flow determine qualification.

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