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CMHC MLI Select Interest Rates Canada (2026) .
CMHC MLI Select interest rates in Canada: LendCity™'s estimate is 4.69%–5.44% (Nov 3, 2026). See how CMB + spread pricing works vs MLI Standard.
LendCity™'s estimate for CMHC MLI Select interest rates in Canada as of November 3, 2026 is about 4.69%–5.44% (5-year CMB benchmark plus spread). MLI Standard and conventional A/B-lender pricing is the 5-year CMB plus a lender spread, quote-dependent. Select points mainly cut insurance premiums and unlock leverage/amortization — they do not always change the interest rate itself.
Scott Dillingham
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