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First Property: Buy Single-Family or Multifamily? .
Which rental property should you buy first in Canada? Compare single-family vs multifamily for beginners, including financing, cash flow, and exit strategies.
First investment property: single-family easier for beginners (simpler management, financing, exit). Multifamily (duplex/triplex) better cash flow, house hacking potential. Single-family 5% down owner-occupied, duplex 5%, triplex/quad 10%. Start with duplex for best balance: manageable complexity, dual income, lower vacancy risk. Build experience before scaling.
Scott Dillingham
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