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Featured 2025.12.22

Why Going Direct to Your Bank Often Costs You Real Money Over Time .

Real estate investors often leave money on the table by going direct to banks. How commercial mortgage brokers can unlock better LTV, lower rates, and more.

Mortgage broker vs bank for commercial: brokers access 50+ lenders, better LTV (up to 95% with CMHC MLI), lower rates, faster approvals. Banks limited to own products, stricter criteria, lower LTV (65-75%). Brokers specialize in multifamily, commercial, investor financing. No cost to borrower. Critical for portfolio scaling, complex deals.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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