You keep the client. We place the commercial file.
Residential desks are not expected to underwrite MLI Select or commercial. Introduce the file. We handle lender packaging through funding. You stay the relationship.
Residential 1–4 renewals and owner-occupied homes are not this desk. Commercial and MLI stay on LendCity™. Commercial mortgage rates · CMHC MLI Select
5+ units, CMHC MLI, and commercial the residential desk cannot place
This desk is for Canadian residential agents and brokers referring multifamily and commercial files that sit outside a 1–4 unit residential mandate.
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Five-plus units / CMHC MLI
Apartment buildings, MLI Select and MLI Standard, and mixed-use where residential insurance no longer applies.
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Commercial (office, retail, industrial)
Owner-occupied or investment commercial when the file is not a residential 1–4. Rate tables live on commercial mortgage rates.
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You keep the relationship
The client stays yours. We cobroke the mortgage and copy you from indication through funding.
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Written split, if allowed
Compensation is confirmed in writing before work starts, subject to your licence and the applicable regulator. We do not quote a split on this page.
Send a commercial or MLI cobroke
Name, brokerage, and city are enough. A specialist replies within one business day. No obligation.
- You keep the client — we cobroke the 5+ / MLI / commercial file
- Splits confirmed in writing, subject to regulation
- Typical financing indication in 24–48 business hours
- Rate tables and MLI path stay on LendCity™
“If anyone is looking for a mortgage broker, I highly recommend Chris Micucci! Chris was an invaluable resource to me as a first time US investor. He was super…”
“Scott at Lend City has helped me immeasurably in getting info/ finding a mortgage and advising me thru the steps /his help and advice made all the difference…”
“Lendcity is the best mortgage broker for real estate investors. I was first referred to Scott Dillingham (president) when I had 5 investment properties and was…”
“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“This is a review hard to put into words, mainly because LendCity™ (specifically Kristen and Scott) surpassed expectations to the Nth degree. I'd rate them 10…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
Commercial cobroke FAQ
Residential agents sending 5+ unit, MLI, and commercial files.
Working together
Working together (Continued)
Have a 5+ unit, MLI, or commercial file you cannot place?
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