Non-poach. Written splits. You stay on the file.
We do not take the client. You remain the referring broker. Compensation is confirmed in writing before we work the file, and only where regulation allows.
Americans placing a US 1–4 DSCR file as a US resident belong on DSCR Authority — not this cobroke desk. DSCR loans for Canadians in the U.S.A. · DSCR Authority (US residents)
US 1–4 unit and DSCR files from Canadian brokers
This desk is for licensed Canadian mortgage brokers referring US residential investment files they cannot place in-house.
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US 1–4 rentals / DSCR
Single-family, duplex, triplex, fourplex, and DSCR qualification based on property cash flow — not the borrower’s US W-2.
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Canadian borrower, US asset
Your client is Canadian (or Canadian-connected). We package the US 1–4 file. Consumer path: DSCR loans for Canadians in the U.S.A.
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You keep the relationship
Introductions stay yours. We finance the mortgage through funding and keep you copied. We do not shop your client to another broker.
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Written split, if allowed
Referral or cobroke compensation is confirmed in writing before work starts, and only where your licence and the applicable regulator allow it. We do not quote a split on this page.
Send a US 1–4 / DSCR cobroke
Name, brokerage, and city are enough. A specialist replies within one business day. No obligation.
- You keep the client — we cobroke the US 1–4 / DSCR file
- Splits confirmed in writing, subject to regulation
- Typical financing indication in 24–48 business hours
- Consumer path for the borrower: DSCR loans for Canadians in the U.S.A.
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“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
US cobroke FAQ
Canadian mortgage brokers sending US 1–4 and DSCR files.
Working together
Working together (Continued)
Have a US 1–4 or DSCR file you cannot place?
Register as a partner