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For Canadian mortgage brokers

Send US 1–4 and DSCR files. You keep the client.

Direct AnswerWhen a Canadian client is buying a US rental (1–4 units, DSCR, cash-flow) and you cannot place the file, send it here. We cobroke. You stay the relationship. Referral splits are confirmed in writing, subject to applicable regulation.

How cobroke works

Non-poach. Written splits. You stay on the file.

We do not take the client. You remain the referring broker. Compensation is confirmed in writing before we work the file, and only where regulation allows.

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You keep the client
Non-poach cobroke
In writing
Splits subject to regulation
24–48 hrs
Typical financing indication

Americans placing a US 1–4 DSCR file as a US resident belong on DSCR Authority — not this cobroke desk. DSCR loans for Canadians in the U.S.A. · DSCR Authority (US residents)

What to send

US 1–4 unit and DSCR files from Canadian brokers

This desk is for licensed Canadian mortgage brokers referring US residential investment files they cannot place in-house.

  • № 01

    US 1–4 rentals / DSCR

    Single-family, duplex, triplex, fourplex, and DSCR qualification based on property cash flow — not the borrower’s US W-2.

  • № 02

    Canadian borrower, US asset

    Your client is Canadian (or Canadian-connected). We package the US 1–4 file. Consumer path: DSCR loans for Canadians in the U.S.A.

  • № 03

    You keep the relationship

    Introductions stay yours. We finance the mortgage through funding and keep you copied. We do not shop your client to another broker.

  • № 04

    Written split, if allowed

    Referral or cobroke compensation is confirmed in writing before work starts, and only where your licence and the applicable regulator allow it. We do not quote a split on this page.

Register

Send a US 1–4 / DSCR cobroke

Name, brokerage, and city are enough. A specialist replies within one business day. No obligation.

  • You keep the client — we cobroke the US 1–4 / DSCR file
  • Splits confirmed in writing, subject to regulation
  • Typical financing indication in 24–48 business hours
  • Consumer path for the borrower: DSCR loans for Canadians in the U.S.A.

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FAQQ & A

US cobroke FAQ

Canadian mortgage brokers sending US 1–4 and DSCR files.

Working together

No. You keep the client relationship. We cobroke the US mortgage through funding and keep you in the loop.
Splits are confirmed in writing before we work the file, and only where regulation and licensing allow. We do not publish a split percentage.

Working together (Continued)

Licensed Canadian mortgage brokers sending US 1–4 unit / DSCR files they cannot place. US-resident borrowers comparing US DSCR rates belong on DSCR Authority.
The consumer page is DSCR loans for Canadians in the U.S.A. This cobroke page is for the referring broker, not a second copy of that essay.

Have a US 1–4 or DSCR file you cannot place?

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