Personal Net Worth Statement
The guarantor workbook — not a PDF you cannot edit.
An Excel personal net worth statement covering applicant information, cash, securities, receivables, vehicles, business equity, real estate holdings, insurance cash value, and liabilities. Co-applicant columns sit on the same sheet.
Matches how desks read net worth
Real estate is listed with mortgage and LTV, not a single “property” line that hides debt.
One file for the whole guarantee group
Co-applicant / spouse columns are built in so you are not merging PDFs.
Required on the MLI document list
If you are packing a 5+ unit file, this is the PNW that list refers to.
Complete the Personal Net Worth sheet for each guarantor. Co-applicant / spouse columns are on the same page.
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General information
Legal names, dates of birth, home address, phone, email, employer, income, marital status, dependants.
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Professional contacts & credit history
Bank, solicitor, and the four yes/no credit questions (repossession, lawsuits, bankruptcy, CRA arrears).
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Section A — Cash & bank accounts
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Section B — Marketable securities & investments
RRSP, TFSA, non-registered, corporate.
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Section C — Accounts & loan receivables
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Section D — Automobiles & personal vehicles
Market value and loan balance.
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Section E — Business holdings & corporate equity
% owned and your share of value.
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Section G — Real estate holdings
Personal, joint, and corporate portfolio — value, mortgage, LTV, owned equity.
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Section H — Life insurance cash value
Permanent / cash-value policies only.
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Section F — Other credit & liabilities
LOC, credit cards, and loans other than mortgages.
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Balance sheet totals
Confirm total assets, total liabilities, and personal net worth calculate.
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Declaration & credit consent
Primary and co-applicant signatures and dates, then return the file to your LendCity™ advisor.
- Is this a fillable PDF?
- No. It is Excel (.xlsx) so you can add rows and keep formulas. A PDF snapshot exists for printing only.
- Should I include paper home-equity I will not refinance?
- Show the asset and the mortgage honestly. Do not treat unplannable refinance as cash for down payment.
Email to download
Name and email. We send the file and can follow up on the matching desk.