The Apartment Construction Loan Program (ACLP) is CMHC's financing solution for newly constructed multifamily rental properties (5+ units). It provides insured financing for construction costs and covers land acquisition, construction, and interim financing, transitioning to permanent mortgage insurance upon completion. ACLP supports the growth of purpose-built rental housing in Canada.
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- CMHC ACLP: Apartment Construction Loan Program Guide (2026)
CMHC ACLP: $55B purpose-built rental construction financing — up to 100% LTC, 50-yr amort, MLI Select takeout. Book a developer strategy call.
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